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Rural ResidenceResidential
$350,654
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

151 SETTLERS RIDGE RD

OSTERBURG, PA 16667
0
Baths
38 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.

Valuation

$351K
$274K low$427K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,215 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$451,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$361,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$451,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$451,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.38.00
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Guest house

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chestnut Ridge Senior High SchoolB+
High · Grades 8–12 · 4.9 mi
E
Central Elementary School
Elementary · Grades PK–4 · 5.0 mi
M
Chestnut Ridge Middle SchoolA-
Middle · Grades 5–7 · 5.5 mi

District: Chestnut Ridge School District

Neighborhood · ZIP 16667These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,486
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,260
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

151 Settlers Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Osterburg 16667
  • Has a bigger lot than 91% of homes in Osterburg 16667

What homes are worth in Osterburg 16667

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$620K

This home is worth more than 84% of homes in Osterburg 16667.

How it measures up in Osterburg 16667

The dot is this home. The mark in the middle is the typical home in Osterburg 16667.

Estimated value$350,654
CheaperTypical $225,139Pricier

Pricier than 84% of homes nearby

Lot size38 ac
SmallerTypical 1.58 acBigger

Bigger than 91% of homes nearby

How 151 Settlers Ridge Rd ranks against every home in each area.
MeasureThis homeOsterburg 16667Bedford County
Estimated valuepricier than$350,65484% of homes81% of homes
Lot sizebigger than38 ac91% of homes91% of homes

About 151 Settlers Ridge Rd

How much is 151 Settlers Ridge Rd, Osterburg, PA worth?

The TopHap Estimate for 151 Settlers Ridge Rd, Osterburg, PA is $350,654 as of Sep 24, 2026. The likely range is $274,274 to $427,034. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 151 Settlers Ridge Rd, Osterburg, PA last sell?

151 Settlers Ridge Rd, Osterburg, PA last sold on Oct 1, 1992, according to the county's recorded deed.

What schools serve 151 Settlers Ridge Rd, Osterburg, PA?

151 Settlers Ridge Rd, Osterburg, PA is assigned to Chestnut Ridge Senior High School (high), rated B+; Central Elementary School (elementary); Chestnut Ridge Middle School (middle), rated A-. All sit in Chestnut Ridge School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 151 Settlers Ridge Rd, Osterburg, PA compare to other homes in Osterburg 16667?

Among the 603 homes in Osterburg 16667, it is worth more than 84% of them ($350,654 against a typical $225,139) and its lot is bigger than 91% of them (38 ac against a typical 1.58 ac). Measured against all of Bedford County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 151 Settlers Ridge Rd, Osterburg, PA?

The 2026 property tax bill for 151 Settlers Ridge Rd, Osterburg, PA was $7,215. The county assessed it at $451,700.

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