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Single Family ResidenceResidential
$310,183$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

540 SETTLERS RIDGE RD

OSTERBURG, PA 16667
0
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$310K
$265K low$355K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,074 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.7.66
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chestnut Ridge Senior High SchoolB+
High · Grades 8–12 · 5.4 mi
E
Central Elementary School
Elementary · Grades PK–4 · 5.4 mi
M
Chestnut Ridge Middle SchoolA-
Middle · Grades 5–7 · 5.9 mi

District: Chestnut Ridge School District

Neighborhood · ZIP 16667These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,486
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,260
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Settlers Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Osterburg 16667
  • Costs more per square foot than 93% of homes in Osterburg 16667
  • Has a bigger lot than 78% of homes in Bedford County
  • Newer than 77% of homes in Bedford County

What homes are worth in Osterburg 16667

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$620K

This home is worth more than 75% of homes in Osterburg 16667.

How it measures up in Osterburg 16667

The dot is this home. The mark in the middle is the typical home in Osterburg 16667.

Estimated value$310,183
CheaperTypical $225,139Pricier

Pricier than 75% of homes nearby

Price per ft²$222
CheaperTypical $148Pricier

Pricier than 93% of homes nearby

Living area1,400 ft²
SmallerTypical 1,486 ft²Bigger

Bigger than 43% of homes nearby

Lot size7.66 ac
SmallerTypical 1.58 acBigger

Bigger than 77% of homes nearby

Year built1990
OlderTypical 1970Newer

Newer than 76% of homes nearby

How 540 Settlers Ridge Rd ranks against every home in each area.
MeasureThis homeOsterburg 16667Bedford County
Estimated valuepricier than$310,18375% of homes75% of homes
Price per ft²pricier than$22293% of homes87% of homes
Living areabigger than1,400 ft²43% of homes47% of homes
Lot sizebigger than7.66 ac77% of homes78% of homes
Year builtnewer than199076% of homes77% of homes

About 540 Settlers Ridge Rd

How much is 540 Settlers Ridge Rd, Osterburg, PA worth?

The TopHap Estimate for 540 Settlers Ridge Rd, Osterburg, PA is $310,183 as of Sep 24, 2026. The likely range is $265,374 to $354,992. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Settlers Ridge Rd, Osterburg, PA last sell?

540 Settlers Ridge Rd, Osterburg, PA last sold on Dec 1, 1993, according to the county's recorded deed.

How big is 540 Settlers Ridge Rd, Osterburg, PA?

540 Settlers Ridge Rd, Osterburg, PA has 1,400 square feet of living space and a 7.66-acre lot.

When was 540 Settlers Ridge Rd, Osterburg, PA built?

540 Settlers Ridge Rd, Osterburg, PA was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 540 Settlers Ridge Rd, Osterburg, PA?

540 Settlers Ridge Rd, Osterburg, PA is assigned to Chestnut Ridge Senior High School (high), rated B+; Central Elementary School (elementary); Chestnut Ridge Middle School (middle), rated A-. All sit in Chestnut Ridge School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Settlers Ridge Rd, Osterburg, PA compare to other homes in Osterburg 16667?

Among the 603 homes in Osterburg 16667, it is worth more than 75% of them ($310,183 against a typical $225,139), its price per square foot is higher than 93% of them ($222 against a typical $148), it is bigger than 43% of them (1,400 ft² against a typical 1,486 ft²), its lot is bigger than 77% of them (7.66 ac against a typical 1.58 ac) and it is newer than 76% of them (1990 against a typical 1970). Measured against all of Bedford County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Settlers Ridge Rd, Osterburg, PA?

The 2026 property tax bill for 540 Settlers Ridge Rd, Osterburg, PA was $2,074. The county assessed it at $139,700.

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