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Single Family ResidenceResidential
$482,415$292 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $281,960 on Dec 20, 2021

15165 N VERNON ST

RATHDRUM, ID 83858
4
Beds
2
Baths
1,654 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$482K
$466K low$498K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$281,960 · Dec 20, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$313,132
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$250,506
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,283
UNIVERSAL AMERICAN MORTGAGE COMPANY · recorded Apr 18, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,000
SPOKANE TEACHERS CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,490 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,310 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$235,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$395,570
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,310

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKOOTENAI
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lakeland Middle SchoolC+
Middle · Grades 6–8 · 0.4 mi
E
John Brown Elementary SchoolB+
Elementary · Grades KG–5 · 0.4 mi
H
Lakeland High SchoolA
High · Grades 9–12 · 0.5 mi

District: Lakeland Joint School District 272

Neighborhood · ZIP 83858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,548
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,301
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15165 N Vernon St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Kootenai County
  • Costs less per square foot than 75% of homes in Rathdrum 83858
  • Has a smaller lot than 74% of homes in Rathdrum 83858
  • Older than 71% of homes in Rathdrum 83858

What homes are worth in Rathdrum 83858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$314K$1.6M

This home is worth more than 30% of homes in Rathdrum 83858.

How it measures up in Rathdrum 83858

The dot is this home. The mark in the middle is the typical home in Rathdrum 83858.

Estimated value$482,415
CheaperTypical $575,876Pricier

Pricier than 30% of homes nearby

Price per ft²$292
CheaperTypical $352Pricier

Pricier than 25% of homes nearby

Living area1,654 ft²
SmallerTypical 1,754 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.19 ac
SmallerTypical 0.28 acBigger

Bigger than 26% of homes nearby

Year built1992
OlderTypical 2002Newer

Newer than 29% of homes nearby

How 15165 N Vernon St ranks against every home in each area.
MeasureThis homeRathdrum 83858Kootenai County
Estimated valuepricier than$482,41530% of homes27% of homes
Price per ft²pricier than$29225% of homes33% of homes
Living areabigger than1,654 ft²45% of homes39% of homes
Lot sizebigger than0.19 ac26% of homes32% of homes
Year builtnewer than199229% of homes39% of homes

About 15165 N Vernon St

How much is 15165 N Vernon St, Rathdrum, ID worth?

The TopHap Estimate for 15165 N Vernon St, Rathdrum, ID is $482,415 as of Jul 14, 2026. The likely range is $466,391 to $498,439. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15165 N Vernon St, Rathdrum, ID last sell?

15165 N Vernon St, Rathdrum, ID last sold on Dec 20, 2021 for $281,960, according to the county's recorded deed.

How big is 15165 N Vernon St, Rathdrum, ID?

15165 N Vernon St, Rathdrum, ID has 4 bedrooms, 2 bathrooms, 1,654 square feet of living space and a 0.20-acre lot.

When was 15165 N Vernon St, Rathdrum, ID built?

15165 N Vernon St, Rathdrum, ID was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 15165 N Vernon St, Rathdrum, ID?

15165 N Vernon St, Rathdrum, ID is assigned to Lakeland Middle School (middle), rated C+; John Brown Elementary School (elementary), rated B+; Lakeland High School (high), rated A. All sit in Lakeland Joint School District 272. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15165 N Vernon St, Rathdrum, ID compare to other homes in Rathdrum 83858?

Among the 8,677 homes in Rathdrum 83858, it is worth more than 30% of them ($482,415 against a typical $575,876), its price per square foot is higher than 25% of them ($292 against a typical $352), it is bigger than 45% of them (1,654 ft² against a typical 1,754 ft²), its lot is bigger than 26% of them (0.19 ac against a typical 0.28 ac) and it is newer than 29% of them (1992 against a typical 2002). Measured against all of Kootenai County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15165 N Vernon St, Rathdrum, ID?

The 2025 property tax bill for 15165 N Vernon St, Rathdrum, ID was $1,490. The county assessed it at $410,310.

Closest homes

More homes in Rathdrum 83858

Assigned schools

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