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Single Family ResidenceResidential
$653,793$473 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $103,000 on May 12, 1987

15312 HARBOR DR

MADEIRA BEACH, FL 33708
2
Baths
1,382 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$654K
$577K low$731K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$103,000 · May 12, 1987
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$538,793
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$431,034
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$115,000
GTE FCU · R · recorded Jan 24, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,628 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$264,426 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$281,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$570,445

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.112 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Yes - Type Unknown
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftDeck · 673 ft²Patio · 673 ft²Porch · 226 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Orange Grove ElementaryA+
Elementary · Grades KG–5 · 2.1 mi
H
Seminole High SchoolC-
High · Grades 9–12 · 3.1 mi
M
Seminole Middle SchoolB+
Middle · Grades 6–8 · 3.3 mi

District: Pinellas County School District

Neighborhood · ZIP 33708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.15,780
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,015 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,401
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15312 Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Pinellas County
  • Costs more per square foot than 90% of homes in Pinellas County
  • Has a smaller lot than 84% of homes in Pinellas County
  • Older than 65% of homes in Saint Petersburg 33708

What homes are worth in Saint Petersburg 33708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$2.8M

This home is worth more than 57% of homes in Saint Petersburg 33708.

How it measures up in Saint Petersburg 33708

The dot is this home. The mark in the middle is the typical home in Saint Petersburg 33708.

Estimated value$653,793
CheaperTypical $586,060Pricier

Pricier than 57% of homes nearby

Price per ft²$473
CheaperTypical $419Pricier

Pricier than 58% of homes nearby

Living area1,382 ft²
SmallerTypical 1,290 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 26% of homes nearby

Year built1969
OlderTypical 1973Newer

Newer than 35% of homes nearby

How 15312 Harbor Dr ranks against every home in each area.
MeasureThis homeSaint Petersburg 33708Pinellas County
Estimated valuepricier than$653,79357% of homes82% of homes
Price per ft²pricier than$47358% of homes90% of homes
Living areabigger than1,382 ft²56% of homes54% of homes
Lot sizebigger than0.14 ac26% of homes16% of homes
Year builtnewer than196935% of homes38% of homes

About 15312 Harbor Dr

How much is 15312 Harbor Dr, Madeira Beach, FL worth?

The TopHap Estimate for 15312 Harbor Dr, Madeira Beach, FL is $653,793 as of Jul 14, 2026. The likely range is $576,557 to $731,029. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15312 Harbor Dr, Madeira Beach, FL last sell?

15312 Harbor Dr, Madeira Beach, FL last sold on May 12, 1987 for $103,000, according to the county's recorded deed.

How big is 15312 Harbor Dr, Madeira Beach, FL?

15312 Harbor Dr, Madeira Beach, FL has 2 bathrooms, 1,382 square feet of living space and a 0.14-acre lot.

When was 15312 Harbor Dr, Madeira Beach, FL built?

15312 Harbor Dr, Madeira Beach, FL was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 15312 Harbor Dr, Madeira Beach, FL?

15312 Harbor Dr, Madeira Beach, FL is assigned to Orange Grove Elementary (elementary), rated A+; Seminole High School (high), rated C-; Seminole Middle School (middle), rated B+. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15312 Harbor Dr, Madeira Beach, FL compare to other homes in Saint Petersburg 33708?

Among the 11,047 homes in Saint Petersburg 33708, it is worth more than 57% of them ($653,793 against a typical $586,060), its price per square foot is higher than 58% of them ($473 against a typical $419), it is bigger than 56% of them (1,382 ft² against a typical 1,290 ft²), its lot is bigger than 26% of them (0.14 ac against a typical 0.17 ac) and it is newer than 35% of them (1969 against a typical 1973). Measured against all of Pinellas County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15312 Harbor Dr, Madeira Beach, FL?

The 2025 property tax bill for 15312 Harbor Dr, Madeira Beach, FL was $3,628. The county assessed it at $264,426.

Closest homes

More homes in Madeira Beach 33708

Assigned schools

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