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Single Family ResidenceResidential
$369,221$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $355,000 on Aug 10, 2026

1540 ROSS RD

ELGIN, SC 29045
0
Baths
3,153 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$369K
$356K low$383K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Aug 10, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,282,000
SOUTH STATE BANK · 6.49% · recorded Aug 10, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$252,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$252,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKERSHAW
Lot (acres)The size of the land the home sits on, from county records.2.80
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 148 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Leslie M. Stover Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi
E
Blaney Elementary SchoolC
Elementary · Grades KG–5 · 2.3 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 7.4 mi

District: Kershaw County School District

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1540 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Kershaw County
  • Costs less per square foot than 67% of homes in Elgin 29045
  • Bigger than 82% of homes in Kershaw County
  • Has a bigger lot than 90% of homes in Elgin 29045

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$856K

This home is worth more than 71% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$369,221
CheaperTypical $297,632Pricier

Pricier than 71% of homes nearby

Price per ft²$117
CheaperTypical $131Pricier

Pricier than 33% of homes nearby

Living area3,153 ft²
SmallerTypical 2,296 ft²Bigger

Bigger than 78% of homes nearby

Lot size2.8 ac
SmallerTypical 0.42 acBigger

Bigger than 90% of homes nearby

How 1540 Ross Rd ranks against every home in each area.
MeasureThis homeElgin 29045Kershaw County
Estimated valuepricier than$369,22171% of homes79% of homes
Price per ft²pricier than$11733% of homes58% of homes
Living areabigger than3,153 ft²78% of homes82% of homes
Lot sizebigger than2.8 ac90% of homes78% of homes

About 1540 Ross Rd

How much is 1540 Ross Rd, Elgin, SC worth?

The TopHap Estimate for 1540 Ross Rd, Elgin, SC is $369,221 as of Jul 14, 2026. The likely range is $355,718 to $382,724. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1540 Ross Rd, Elgin, SC last sell?

1540 Ross Rd, Elgin, SC last sold on Aug 10, 2026 for $355,000, according to the county's recorded deed.

How big is 1540 Ross Rd, Elgin, SC?

1540 Ross Rd, Elgin, SC has 3,153 square feet of living space and a 2.80-acre lot.

What schools serve 1540 Ross Rd, Elgin, SC?

1540 Ross Rd, Elgin, SC is assigned to Leslie M. Stover Middle School (middle), rated C-; Blaney Elementary School (elementary), rated C; Lugoff-Elgin High School (high), rated C+. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1540 Ross Rd, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,801 homes in Elgin 29045, it is worth more than 71% of them ($369,221 against a typical $297,632), its price per square foot is higher than 33% of them ($117 against a typical $131), it is bigger than 78% of them (3,153 ft² against a typical 2,296 ft²) and its lot is bigger than 90% of them (2.8 ac against a typical 0.42 ac). Measured against all of Kershaw County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Elgin 29045

Assigned schools

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