Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$351,166$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

15490 LONG ROW DR

MONTPELIER, VA 23192
3
Beds
2.5
Baths
2,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$351K
$266K low$436K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$251,166
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$200,933
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
WELLS FARGO BANK · R · recorded Jun 6, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,193 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$394,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$82,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$311,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$354,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$394,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHANOVER
Lot (acres)The size of the land the home sits on, from county records.2.70
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 372 ft²ShedPorch · 174 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Beaverdam Elementary SchoolA-
Elementary · Grades PK–5 · 5.2 mi
H
Patrick Henry High SchoolD
High · Grades 9–12 · 7.8 mi
M
Liberty Middle SchoolB-
Middle · Grades 6–8 · 8.1 mi

District: Hanover County Public Schools

Neighborhood · ZIP 23192These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,102
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,405
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15490 Long Row Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 69% of homes in Montpelier 23192
  • Has a bigger lot than 73% of homes in Hanover County

What homes are worth in Montpelier 23192

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$1M

This home is worth more than 49% of homes in Montpelier 23192.

How it measures up in Montpelier 23192

The dot is this home. The mark in the middle is the typical home in Montpelier 23192.

Estimated value$351,166
CheaperTypical $353,264Pricier

Pricier than 49% of homes nearby

Price per ft²$176
CheaperTypical $200Pricier

Pricier than 31% of homes nearby

Living area2,000 ft²
SmallerTypical 1,996 ft²Bigger

Bigger than 50% of homes nearby

Lot size2.7 ac
SmallerTypical 5 acBigger

Bigger than 31% of homes nearby

Year built1995
OlderTypical 1992Newer

Newer than 60% of homes nearby

How 15490 Long Row Dr ranks against every home in each area.
MeasureThis homeMontpelier 23192Hanover County
Estimated valuepricier than$351,16649% of homes47% of homes
Price per ft²pricier than$17631% of homes41% of homes
Living areabigger than2,000 ft²50% of homes51% of homes
Lot sizebigger than2.7 ac31% of homes73% of homes
Year builtnewer than199560% of homes57% of homes

About 15490 Long Row Dr

How much is 15490 Long Row Dr, Montpelier, VA worth?

The TopHap Estimate for 15490 Long Row Dr, Montpelier, VA is $351,166 as of Jul 14, 2026. The likely range is $266,015 to $436,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15490 Long Row Dr, Montpelier, VA last sell?

15490 Long Row Dr, Montpelier, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 15490 Long Row Dr, Montpelier, VA?

15490 Long Row Dr, Montpelier, VA has 3 bedrooms, 2.5 bathrooms, 2,000 square feet of living space and a 2.70-acre lot.

When was 15490 Long Row Dr, Montpelier, VA built?

15490 Long Row Dr, Montpelier, VA was built in 1995, making it 31 years old. It is a colonial home. The building has 2 stories.

What schools serve 15490 Long Row Dr, Montpelier, VA?

15490 Long Row Dr, Montpelier, VA is assigned to Beaverdam Elementary School (elementary), rated A-; Patrick Henry High School (high), rated D; Liberty Middle School (middle), rated B-. All sit in Hanover County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15490 Long Row Dr, Montpelier, VA compare to other homes in Montpelier 23192?

Among the 3,322 homes in Montpelier 23192, it is worth more than 49% of them ($351,166 against a typical $353,264), its price per square foot is higher than 31% of them ($176 against a typical $200), it is bigger than 50% of them (2,000 ft² against a typical 1,996 ft²), its lot is bigger than 31% of them (2.7 ac against a typical 5 ac) and it is newer than 60% of them (1995 against a typical 1992). Measured against all of Hanover County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15490 Long Row Dr, Montpelier, VA?

The 2026 property tax bill for 15490 Long Row Dr, Montpelier, VA was $3,193. The county assessed it at $394,200.

Closest homes

More homes in Montpelier 23192

Assigned schools

Explore the area

See this home in context

Open 15490 Long Row Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map