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Single Family ResidenceResidential
$428,000$341 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1550 OTTER CT SW

ALBANY, OR 97321
2
Beds
2
Baths
1,255 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$428K
$377K low$479K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$148,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$118,400
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,000
OSU FCU · R · recorded Jan 28, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$91,000
US BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,582 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$230,240 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$223,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$405,460

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLinn
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 112 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary SchoolA-
Elementary · Grades KG–5 · 1.4 mi
H
West Albany High SchoolA-
High · Grades 9–12 · 1.7 mi
M
Memorial Middle SchoolC+
Middle · Grades 6–8 · 1.7 mi

District: Greater Albany School District 8j

Neighborhood · ZIP 97321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.159

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,981
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.430 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,074
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,680
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1550 Otter Ct Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in South Albany
  • Costs more per square foot than 95% of homes in South Albany
  • Smaller than 82% of homes in Albany 97321
  • Has a bigger lot than 79% of homes in South Albany
  • Newer than 68% of homes in Linn County

What homes are worth in Albany 97321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$273K$954K

This home is worth more than 26% of homes in Albany 97321.

How it measures up in Albany 97321

The dot is this home. The mark in the middle is the typical home in Albany 97321.

Estimated value$428,000
CheaperTypical $522,745Pricier

Pricier than 26% of homes nearby

Price per ft²$341
CheaperTypical $286Pricier

Pricier than 85% of homes nearby

Living area1,255 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.22 ac
SmallerTypical 0.23 acBigger

Bigger than 44% of homes nearby

Year built1996
OlderTypical 1979Newer

Newer than 59% of homes nearby

How 1550 Otter Ct Sw ranks against every home in each area.
MeasureThis homeSouth AlbanyAlbany 97321Linn County
Estimated valuepricier than$428,00024% of homes26% of homes54% of homes
Price per ft²pricier than$34195% of homes85% of homes82% of homes
Living areabigger than1,255 ft²20% of homes18% of homes31% of homes
Lot sizebigger than0.22 ac79% of homes44% of homes42% of homes
Year builtnewer than199651% of homes59% of homes68% of homes

About 1550 Otter Ct Sw

How much is 1550 Otter Ct Sw, Albany, OR worth?

The TopHap Estimate for 1550 Otter Ct Sw, Albany, OR is $428,000 as of Jul 14, 2026. The likely range is $377,114 to $478,886. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1550 Otter Ct Sw, Albany, OR?

1550 Otter Ct Sw, Albany, OR has 2 bedrooms, 2 bathrooms, 1,255 square feet of living space and a 0.22-acre lot.

When was 1550 Otter Ct Sw, Albany, OR built?

1550 Otter Ct Sw, Albany, OR was built in 1996, making it 30 years old. It is a ranch home. The building has 1 story.

What schools serve 1550 Otter Ct Sw, Albany, OR?

1550 Otter Ct Sw, Albany, OR is assigned to Liberty Elementary School (elementary), rated A-; West Albany High School (high), rated A-; Memorial Middle School (middle), rated C+. All sit in Greater Albany School District 8j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1550 Otter Ct Sw, Albany, OR compare to other homes in Albany 97321?

Among the 10,775 homes in Albany 97321, it is worth more than 26% of them ($428,000 against a typical $522,745), its price per square foot is higher than 85% of them ($341 against a typical $286), it is bigger than 18% of them (1,255 ft² against a typical 1,824 ft²), its lot is bigger than 44% of them (0.22 ac against a typical 0.23 ac) and it is newer than 59% of them (1996 against a typical 1979). Measured against all of Linn County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1550 Otter Ct Sw, Albany, OR?

The 2025 property tax bill for 1550 Otter Ct Sw, Albany, OR was $4,582. The county assessed it at $230,240.

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