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Single Family ResidenceResidential
$523,633$392 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $500,000 on Sep 5, 2024

156 OVER CREEK DR

RUTHERFORDTON, NC 28139
3
Beds
2.5
Baths
1,336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$524K
$418K low$629K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · Sep 5, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,873 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$540,590 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$439,590
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$318,463
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$540,590

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.83 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.6.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Polk Central Elementary SchoolC-
Elementary · Grades PK–5 · 10.3 mi
H
Polk County High SchoolC+
High · Grades 9–12 · 12.4 mi
M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 12.8 mi

District: Polk County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

156 Over Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Rutherfordton 28139
  • Costs more per square foot than 97% of homes in Rutherfordton 28139
  • Smaller than 66% of homes in Rutherfordton 28139
  • Has a bigger lot than 80% of homes in Rutherfordton 28139
  • Newer than 76% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$806K

This home is worth more than 88% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$523,633
CheaperTypical $275,291Pricier

Pricier than 88% of homes nearby

Price per ft²$392
CheaperTypical $168Pricier

Pricier than 97% of homes nearby

Living area1,336 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 34% of homes nearby

Lot size6.5 ac
SmallerTypical 1.85 acBigger

Bigger than 80% of homes nearby

Year built2000
OlderTypical 1985Newer

Newer than 76% of homes nearby

How 156 Over Creek Dr ranks against every home in each area.
MeasureThis homeRutherfordton 28139
Estimated valuepricier than$523,63388% of homes
Price per ft²pricier than$39297% of homes
Living areabigger than1,336 ft²34% of homes
Lot sizebigger than6.5 ac80% of homes
Year builtnewer than200076% of homes

About 156 Over Creek Dr

How much is 156 Over Creek Dr, Rutherfordton, NC worth?

The TopHap Estimate for 156 Over Creek Dr, Rutherfordton, NC is $523,633 as of Aug 30, 2026. The likely range is $418,334 to $628,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 156 Over Creek Dr, Rutherfordton, NC last sell?

156 Over Creek Dr, Rutherfordton, NC last sold on Sep 5, 2024 for $500,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 156 Over Creek Dr, Rutherfordton, NC?

156 Over Creek Dr, Rutherfordton, NC has 3 bedrooms, 2.5 bathrooms, 1,336 square feet of living space and a 6.50-acre lot.

When was 156 Over Creek Dr, Rutherfordton, NC built?

156 Over Creek Dr, Rutherfordton, NC was built in 2000, making it 26 years old.

What schools serve 156 Over Creek Dr, Rutherfordton, NC?

156 Over Creek Dr, Rutherfordton, NC is assigned to Polk Central Elementary School (elementary), rated C-; Polk County High School (high), rated C+; Polk County Middle School (middle), rated C-. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 156 Over Creek Dr, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 88% of them ($523,633 against a typical $275,291), its price per square foot is higher than 97% of them ($392 against a typical $168), it is bigger than 34% of them (1,336 ft² against a typical 1,539 ft²), its lot is bigger than 80% of them (6.5 ac against a typical 1.85 ac) and it is newer than 76% of them (2000 against a typical 1985). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 156 Over Creek Dr, Rutherfordton, NC?

The 2025 property tax bill for 156 Over Creek Dr, Rutherfordton, NC was $2,873. The county assessed it at $540,590.

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