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Single Family ResidenceResidential
$1,304,097$536 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

331 OVER CREEK DR

RUTHERFORDTON, NC 28139
1
Baths
2,434 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
46.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$939K low$1.7M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,865 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$727,256 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$386,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$340,896
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$727,256
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$921,656

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Lot (acres)The size of the land the home sits on, from county records.46.48
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Polk Central Elementary SchoolC-
Elementary · Grades PK–5 · 10.4 mi
H
Polk County High SchoolC+
High · Grades 9–12 · 12.5 mi
M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 12.9 mi

District: Polk County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

331 Over Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rutherfordton 28139
  • Among the highest price per square foot in Rutherfordton 28139
  • Bigger than 89% of homes in Rutherfordton 28139
  • Has a bigger lot than 98% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$827K

This home is worth more than almost all homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$1,304,097
CheaperTypical $277,571Pricier

Pricier than almost all homes nearby

Price per ft²$536
CheaperTypical $169Pricier

Pricier than almost all homes nearby

Living area2,434 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 89% of homes nearby

Lot size46.48 ac
SmallerTypical 1.82 acBigger

Bigger than 98% of homes nearby

Year built1992
OlderTypical 1985Newer

Newer than 59% of homes nearby

How 331 Over Creek Dr ranks against every home in each area.
MeasureThis homeRutherfordton 28139
Estimated valuepricier than$1,304,097almost all homes
Price per ft²pricier than$536almost all homes
Living areabigger than2,434 ft²89% of homes
Lot sizebigger than46.48 ac98% of homes
Year builtnewer than199259% of homes

About 331 Over Creek Dr

How much is 331 Over Creek Dr, Rutherfordton, NC worth?

The TopHap Estimate for 331 Over Creek Dr, Rutherfordton, NC is $1,304,097 as of Aug 30, 2026. The likely range is $939,013 to $1,669,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 331 Over Creek Dr, Rutherfordton, NC last sell?

331 Over Creek Dr, Rutherfordton, NC last sold on May 23, 2022, according to the county's recorded deed.

How big is 331 Over Creek Dr, Rutherfordton, NC?

331 Over Creek Dr, Rutherfordton, NC has 1 bathrooms, 2,434 square feet of living space and a 46.48-acre lot.

When was 331 Over Creek Dr, Rutherfordton, NC built?

331 Over Creek Dr, Rutherfordton, NC was built in 1992, making it 34 years old.

What schools serve 331 Over Creek Dr, Rutherfordton, NC?

331 Over Creek Dr, Rutherfordton, NC is assigned to Polk Central Elementary School (elementary), rated C-; Polk County High School (high), rated C+; Polk County Middle School (middle), rated C-. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 331 Over Creek Dr, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than almost all of them ($1,304,097 against a typical $277,571), its price per square foot is higher than almost all of them ($536 against a typical $169), it is bigger than 89% of them (2,434 ft² against a typical 1,548 ft²), its lot is bigger than 98% of them (46.48 ac against a typical 1.82 ac) and it is newer than 59% of them (1992 against a typical 1985). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 331 Over Creek Dr, Rutherfordton, NC?

The 2025 property tax bill for 331 Over Creek Dr, Rutherfordton, NC was $3,865. The county assessed it at $727,256.

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