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Single Family ResidenceResidential
$407,588$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

157 RUBENS CIR

MARTINSBURG, WV 25403
4
Beds
3 / 1
Baths
2,305 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$408K
$387K low$428K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$207,588
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$166,070
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
CITIZENS BANK NA · recorded Apr 2, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,508 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,640
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,120
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$178,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$294,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyBerkeley
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Prefab
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rosemont Elementary SchoolA-
Elementary · Grades PK–3 · 1.4 mi
M
Martinsburg South Middle SchoolC+
Middle · Grades 6–8 · 2.0 mi
H
Martinsburg High SchoolB
High · Grades 9–12 · 2.0 mi

District: Berkeley County School District

Neighborhood · ZIP 25403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.17,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.472 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,277
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

157 Rubens Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Berkeley County
  • Bigger than 77% of homes in Berkeley County
  • Newer than 68% of homes in Berkeley County

What homes are worth in Martinsburg 25403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$227K$749K

This home is worth more than 59% of homes in Martinsburg 25403.

How it measures up in Martinsburg 25403

The dot is this home. The mark in the middle is the typical home in Martinsburg 25403.

Estimated value$407,588
CheaperTypical $377,838Pricier

Pricier than 59% of homes nearby

Price per ft²$177
CheaperTypical $177Pricier

Pricier than 50% of homes nearby

Living area2,305 ft²
SmallerTypical 2,089 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.25 ac
SmallerTypical 0.46 acBigger

Bigger than 38% of homes nearby

Year built2006
OlderTypical 2005Newer

Newer than 57% of homes nearby

How 157 Rubens Cir ranks against every home in each area.
MeasureThis homeMartinsburg 25403Berkeley County
Estimated valuepricier than$407,58859% of homes79% of homes
Price per ft²pricier than$17750% of homes45% of homes
Living areabigger than2,305 ft²59% of homes77% of homes
Lot sizebigger than0.25 ac38% of homes40% of homes
Year builtnewer than200657% of homes68% of homes

About 157 Rubens Cir

How much is 157 Rubens Cir, Martinsburg, WV worth?

The TopHap Estimate for 157 Rubens Cir, Martinsburg, WV is $407,588 as of Jul 14, 2026. The likely range is $387,294 to $427,882. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 157 Rubens Cir, Martinsburg, WV?

157 Rubens Cir, Martinsburg, WV has 4 bedrooms, 3 bathrooms, 2,305 square feet of living space and a 0.25-acre lot.

When was 157 Rubens Cir, Martinsburg, WV built?

157 Rubens Cir, Martinsburg, WV was built in 2006, making it 20 years old. It is a colonial home. The building has 2 stories.

What schools serve 157 Rubens Cir, Martinsburg, WV?

157 Rubens Cir, Martinsburg, WV is assigned to Rosemont Elementary School (elementary), rated A-; Martinsburg South Middle School (middle), rated C+; Martinsburg High School (high), rated B. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 157 Rubens Cir, Martinsburg, WV compare to other homes in Martinsburg 25403?

Among the 6,647 homes in Martinsburg 25403, it is worth more than 59% of them ($407,588 against a typical $377,838), its price per square foot is higher than 50% of them ($177 against a typical $177), it is bigger than 59% of them (2,305 ft² against a typical 2,089 ft²), its lot is bigger than 38% of them (0.25 ac against a typical 0.46 ac) and it is newer than 57% of them (2006 against a typical 2005). Measured against all of Berkeley County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 157 Rubens Cir, Martinsburg, WV?

The 2025 property tax bill for 157 Rubens Cir, Martinsburg, WV was $5,508. The county assessed it at $176,760.

Closest homes

More homes in Martinsburg 25403

Assigned schools

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