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Single Family ResidenceResidential
$287,931$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

157 RUBY ST

MOUNTVILLE, PA 17554
3
Beds
2
Baths
1,144 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$288K
$270K low$305K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$268,691
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,953
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,240
UNION NATIONAL COMMUNITY BANK · E · recorded Jun 30, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,656 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyLancaster
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 105 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mountville Elementary SchoolA-
Elementary · Grades KG–6 · 0.8 mi
M
Centerville Middle SchoolA-
Middle · Grades 7–8 · 3.0 mi
H
Hempfield High SchoolA+
High · Grades 9–12 · 4.0 mi

District: Hempfield School District

Neighborhood · ZIP 17554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,891
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,647
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,830
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

157 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Mountville 17554
  • Costs more per square foot than 73% of homes in Mountville 17554
  • Smaller than 83% of homes in Lancaster County
  • Has a bigger lot than 68% of homes in Mountville 17554
  • Older than 73% of homes in Mountville 17554

What homes are worth in Mountville 17554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$574K

This home is worth more than 18% of homes in Mountville 17554.

How it measures up in Mountville 17554

The dot is this home. The mark in the middle is the typical home in Mountville 17554.

Estimated value$287,931
CheaperTypical $344,766Pricier

Pricier than 18% of homes nearby

Price per ft²$252
CheaperTypical $223Pricier

Pricier than 73% of homes nearby

Living area1,144 ft²
SmallerTypical 1,566 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.29 ac
SmallerTypical 0.22 acBigger

Bigger than 68% of homes nearby

Year built1974
OlderTypical 1988Newer

Newer than 27% of homes nearby

How 157 Ruby St ranks against every home in each area.
MeasureThis homeMountville 17554Lancaster County
Estimated valuepricier than$287,93118% of homes18% of homes
Price per ft²pricier than$25273% of homes64% of homes
Living areabigger than1,144 ft²18% of homes17% of homes
Lot sizebigger than0.29 ac68% of homes46% of homes
Year builtnewer than197427% of homes48% of homes

About 157 Ruby St

How much is 157 Ruby St, Mountville, PA worth?

The TopHap Estimate for 157 Ruby St, Mountville, PA is $287,931 as of Jul 14, 2026. The likely range is $270,400 to $305,462. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 157 Ruby St, Mountville, PA last sell?

157 Ruby St, Mountville, PA last sold on Feb 12, 1999, according to the county's recorded deed.

How big is 157 Ruby St, Mountville, PA?

157 Ruby St, Mountville, PA has 3 bedrooms, 2 bathrooms, 1,144 square feet of living space and a 0.29-acre lot.

When was 157 Ruby St, Mountville, PA built?

157 Ruby St, Mountville, PA was built in 1974, making it 52 years old. It is a bi-level home. The building has 1 story.

What schools serve 157 Ruby St, Mountville, PA?

157 Ruby St, Mountville, PA is assigned to Mountville Elementary School (elementary), rated A-; Centerville Middle School (middle), rated A-; Hempfield High School (high), rated A+. All sit in Hempfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 157 Ruby St, Mountville, PA compare to other homes in Mountville 17554?

Among the 2,285 homes in Mountville 17554, it is worth more than 18% of them ($287,931 against a typical $344,766), its price per square foot is higher than 73% of them ($252 against a typical $223), it is bigger than 18% of them (1,144 ft² against a typical 1,566 ft²), its lot is bigger than 68% of them (0.29 ac against a typical 0.22 ac) and it is newer than 27% of them (1974 against a typical 1988). Measured against all of Lancaster County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 157 Ruby St, Mountville, PA?

The 2026 property tax bill for 157 Ruby St, Mountville, PA was $3,656. The county assessed it at $146,100.

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