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Rural ResidenceResidential
$985,431$365 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $675,000 on Jun 23, 2020

15776 R45 HWY

SAINT MARYS, IA 50241
4
Beds
6 / 2
Baths
2,697 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$985K
$875K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$675,000 · Jun 23, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$185,431
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$148,345
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$800,000
CITIZENS STATE BANK · recorded Jan 9, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,366 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$756,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$745,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$756,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$756,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.40 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWarren
Lot (acres)The size of the land the home sits on, from county records.15.83
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Geo-Thermal
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 473 ft²Patio · 304 ft²Porch · 70 ft²Outdoor kitchen

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Martensdale - St. Marys ElementaryA+
Elementary · Grades PK–6 · 5.5 mi
M
Martensdale - St. Marys Jr. / Sr. High SchoolC
Middle · Grades 7–12 · 5.5 mi

District: Martensdale-St. Marys Community School District

Neighborhood · ZIP 50241These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.137
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,191
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15776 R45 Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Warren County
  • Costs more per square foot than 97% of homes in Warren County
  • Bigger than 93% of homes in Warren County
  • Has a bigger lot than 94% of homes in Warren County

What homes are worth in Warren County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$729K

This home is worth more than almost all homes in Warren County.

How it measures up in Warren County

The dot is this home. The mark in the middle is the typical home in Warren County.

Estimated value$985,431
CheaperTypical $302,139Pricier

Pricier than almost all homes nearby

Price per ft²$365
CheaperTypical $209Pricier

Pricier than 97% of homes nearby

Living area2,697 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 93% of homes nearby

Lot size15.83 ac
SmallerTypical 0.29 acBigger

Bigger than 94% of homes nearby

Year built1999
OlderTypical 1990Newer

Newer than 59% of homes nearby

How 15776 R45 Hwy ranks against every home in each area.
MeasureThis homeWarren County
Estimated valuepricier than$985,431almost all homes
Price per ft²pricier than$36597% of homes
Living areabigger than2,697 ft²93% of homes
Lot sizebigger than15.83 ac94% of homes
Year builtnewer than199959% of homes

About 15776 R45 Hwy

How much is 15776 R45 Hwy, Saint Marys, IA worth?

The TopHap Estimate for 15776 R45 Hwy, Saint Marys, IA is $985,431 as of Jul 14, 2026. The likely range is $875,185 to $1,095,677. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15776 R45 Hwy, Saint Marys, IA last sell?

15776 R45 Hwy, Saint Marys, IA last sold on Jun 23, 2020 for $675,000, according to the county's recorded deed.

How big is 15776 R45 Hwy, Saint Marys, IA?

15776 R45 Hwy, Saint Marys, IA has 4 bedrooms, 6 bathrooms, 2,697 square feet of living space and a 15.83-acre lot.

When was 15776 R45 Hwy, Saint Marys, IA built?

15776 R45 Hwy, Saint Marys, IA was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 15776 R45 Hwy, Saint Marys, IA?

15776 R45 Hwy, Saint Marys, IA is assigned to Martensdale - St. Marys Elementary (elementary), rated A+; Martensdale - St. Marys Jr. / Sr. High School (middle), rated C. All sit in Martensdale-St. Marys Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15776 R45 Hwy, Saint Marys, IA compare to other homes in Warren County?

Among the 21,237 homes in Warren County, it is worth more than almost all of them ($985,431 against a typical $302,139), its price per square foot is higher than 97% of them ($365 against a typical $209), it is bigger than 93% of them (2,697 ft² against a typical 1,512 ft²), its lot is bigger than 94% of them (15.83 ac against a typical 0.29 ac) and it is newer than 59% of them (1999 against a typical 1990). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15776 R45 Hwy, Saint Marys, IA?

The 2024 property tax bill for 15776 R45 Hwy, Saint Marys, IA was $10,366. The county assessed it at $756,200.

Closest homes

More homes in Saint Marys 50241

Assigned schools

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