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Single Family ResidenceResidential
$358,950
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $52,500 on Mar 28, 2007

15966 E RACHEL LN

DAVIS JUNCTION, IL 61020
0
Baths
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$359K
$235K low$482K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,500 · Mar 28, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,350
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,480
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$209,600
STILLMAN BANCORP NA · recorded Oct 8, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,076 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,891
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,185
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,783
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,228

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOGLE
Lot (acres)The size of the land the home sits on, from county records.0.64
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stillman Valley High SchoolA
High · Grades 9–12 · 7.2 mi
M
Meridian Jr High SchoolA
Middle · Grades 6–8 · 7.4 mi
E
Highland Elementary School
Elementary · Grades PK–2 · 7.5 mi

District: Meridian Community Unit School District 223

Neighborhood · ZIP 61020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.2,874
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,997
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,130
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15966 E Rachel Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Davis Junction 61020
  • Has a bigger lot than 78% of homes in Davis Junction 61020

What homes are worth in Davis Junction 61020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$430K

This home is worth more than 91% of homes in Davis Junction 61020.

How it measures up in Davis Junction 61020

The dot is this home. The mark in the middle is the typical home in Davis Junction 61020.

Estimated value$358,950
CheaperTypical $293,187Pricier

Pricier than 91% of homes nearby

Lot size0.64 ac
SmallerTypical 0.36 acBigger

Bigger than 78% of homes nearby

How 15966 E Rachel Ln ranks against every home in each area.
MeasureThis homeDavis Junction 61020Ogle County
Estimated valuepricier than$358,95091% of homes86% of homes
Lot sizebigger than0.64 ac78% of homes66% of homes

About 15966 E Rachel Ln

How much is 15966 E Rachel Ln, Davis Junction, IL worth?

The TopHap Estimate for 15966 E Rachel Ln, Davis Junction, IL is $358,950 as of Jul 14, 2026. The likely range is $235,492 to $482,408. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15966 E Rachel Ln, Davis Junction, IL last sell?

15966 E Rachel Ln, Davis Junction, IL last sold on Mar 28, 2007 for $52,500, according to the county's recorded deed.

What schools serve 15966 E Rachel Ln, Davis Junction, IL?

15966 E Rachel Ln, Davis Junction, IL is assigned to Stillman Valley High School (high), rated A; Meridian Jr High School (middle), rated A; Highland Elementary School (elementary). All sit in Meridian Community Unit School District 223. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15966 E Rachel Ln, Davis Junction, IL compare to other homes in Davis Junction 61020?

Among the 920 homes in Davis Junction 61020, it is worth more than 91% of them ($358,950 against a typical $293,187) and its lot is bigger than 78% of them (0.64 ac against a typical 0.36 ac). Measured against all of Ogle County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15966 E Rachel Ln, Davis Junction, IL?

The 2025 property tax bill for 15966 E Rachel Ln, Davis Junction, IL was $7,783. The county assessed it at $104,076.

Closest homes

More homes in Davis Junction 61020

Assigned schools

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