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Single Family ResidenceResidential
$300,048$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16025 E RACHEL LN

DAVIS JUNCTION, IL 61020
0
Baths
1,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$300K
$284K low$316K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$136,548
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,238
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$145,000
UNION SAVINGS BANK · recorded Jul 14, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$18,500
UNION FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,226 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,857 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,891
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,966
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,029
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$230,571

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOGLE
Lot (acres)The size of the land the home sits on, from county records.1.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stillman Valley High SchoolA
High · Grades 9–12 · 7.2 mi
M
Meridian Jr High SchoolA
Middle · Grades 6–8 · 7.4 mi
E
Highland Elementary School
Elementary · Grades PK–2 · 7.5 mi

District: Meridian Community Unit School District 223

Neighborhood · ZIP 61020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.2,874
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,997
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,130
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16025 E Rachel Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Ogle County
  • Costs more per square foot than 80% of homes in Ogle County
  • Has a bigger lot than 84% of homes in Davis Junction 61020
  • Newer than 80% of homes in Ogle County

What homes are worth in Davis Junction 61020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$436K

This home is worth more than 58% of homes in Davis Junction 61020.

How it measures up in Davis Junction 61020

The dot is this home. The mark in the middle is the typical home in Davis Junction 61020.

Estimated value$300,048
CheaperTypical $293,207Pricier

Pricier than 58% of homes nearby

Price per ft²$192
CheaperTypical $172Pricier

Pricier than 69% of homes nearby

Living area1,566 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 38% of homes nearby

Lot size1.01 ac
SmallerTypical 0.36 acBigger

Bigger than 84% of homes nearby

Year built1997
OlderTypical 2002Newer

Newer than 29% of homes nearby

How 16025 E Rachel Ln ranks against every home in each area.
MeasureThis homeDavis Junction 61020Ogle County
Estimated valuepricier than$300,04858% of homes74% of homes
Price per ft²pricier than$19269% of homes80% of homes
Living areabigger than1,566 ft²38% of homes50% of homes
Lot sizebigger than1.01 ac84% of homes73% of homes
Year builtnewer than199729% of homes80% of homes

About 16025 E Rachel Ln

How much is 16025 E Rachel Ln, Davis Junction, IL worth?

The TopHap Estimate for 16025 E Rachel Ln, Davis Junction, IL is $300,048 as of Jul 14, 2026. The likely range is $283,713 to $316,383. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16025 E Rachel Ln, Davis Junction, IL last sell?

16025 E Rachel Ln, Davis Junction, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 16025 E Rachel Ln, Davis Junction, IL?

16025 E Rachel Ln, Davis Junction, IL has 1,566 square feet of living space and a 1.01-acre lot.

When was 16025 E Rachel Ln, Davis Junction, IL built?

16025 E Rachel Ln, Davis Junction, IL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 16025 E Rachel Ln, Davis Junction, IL?

16025 E Rachel Ln, Davis Junction, IL is assigned to Stillman Valley High School (high), rated A; Meridian Jr High School (middle), rated A; Highland Elementary School (elementary). All sit in Meridian Community Unit School District 223. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16025 E Rachel Ln, Davis Junction, IL compare to other homes in Davis Junction 61020?

Among the 920 homes in Davis Junction 61020, it is worth more than 58% of them ($300,048 against a typical $293,207), its price per square foot is higher than 69% of them ($192 against a typical $172), it is bigger than 38% of them (1,566 ft² against a typical 1,740 ft²), its lot is bigger than 84% of them (1.01 ac against a typical 0.36 ac) and it is newer than 29% of them (1997 against a typical 2002). Measured against all of Ogle County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16025 E Rachel Ln, Davis Junction, IL?

The 2025 property tax bill for 16025 E Rachel Ln, Davis Junction, IL was $5,226. The county assessed it at $76,857.

Closest homes

More homes in Davis Junction 61020

Assigned schools

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