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Single Family ResidenceResidential
$161,419
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16 HILLTOP CT

RAMAH, NM 87321
2
Beds
2
Baths
6.39 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$161K
$135K low$188K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.183%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$288,000
QUICKEN LOANS LLC · recorded May 19, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,204 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,506
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,698
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$124,511
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$384,611

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
30
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyCibola
Lot (acres)The size of the land the home sits on, from county records.6.39
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bluewater Elementary SchoolA+
Elementary · Grades KG–6 · 27.1 mi
H
Grants High SchoolC
High · Grades 9–12 · 34.4 mi
M
Los Alamitos Middle SchoolD+
Middle · Grades 7–8 · 35.7 mi

District: Grants-Cibola County Schools

Neighborhood · ZIP 87321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,655
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16 Hilltop Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Cibola County
  • Has a bigger lot than 92% of homes in Cibola County
  • Newer than 94% of homes in Cibola County

What homes are worth in Ramah 87321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$614K

This home is worth more than 51% of homes in Ramah 87321.

How it measures up in Ramah 87321

The dot is this home. The mark in the middle is the typical home in Ramah 87321.

Estimated value$161,419
CheaperTypical $155,285Pricier

Pricier than 51% of homes nearby

Lot size6.39 ac
SmallerTypical 5.86 acBigger

Bigger than 56% of homes nearby

Year built2006
OlderTypical 1997Newer

Newer than 85% of homes nearby

How 16 Hilltop Ct ranks against every home in each area.
MeasureThis homeRamah 87321Cibola County
Estimated valuepricier than$161,41951% of homes73% of homes
Lot sizebigger than6.39 ac56% of homes92% of homes
Year builtnewer than200685% of homes94% of homes

About 16 Hilltop Ct

How much is 16 Hilltop Ct, Ramah, NM worth?

The TopHap Estimate for 16 Hilltop Ct, Ramah, NM is $161,419 as of Jul 14, 2026. The likely range is $134,756 to $188,082. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16 Hilltop Ct, Ramah, NM last sell?

16 Hilltop Ct, Ramah, NM last sold on Jul 25, 2016, according to the county's recorded deed.

How big is 16 Hilltop Ct, Ramah, NM?

16 Hilltop Ct, Ramah, NM has 2 bedrooms, 2 bathrooms and a 6.39-acre lot.

When was 16 Hilltop Ct, Ramah, NM built?

16 Hilltop Ct, Ramah, NM was built in 2006, making it 20 years old. It is a contemporary home. The building has 2 stories.

What schools serve 16 Hilltop Ct, Ramah, NM?

16 Hilltop Ct, Ramah, NM is assigned to Bluewater Elementary School (elementary), rated A+; Grants High School (high), rated C; Los Alamitos Middle School (middle), rated D+. All sit in Grants-Cibola County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16 Hilltop Ct, Ramah, NM compare to other homes in Ramah 87321?

Among the 337 homes in Ramah 87321, it is worth more than 51% of them ($161,419 against a typical $155,285), its lot is bigger than 56% of them (6.39 ac against a typical 5.86 ac) and it is newer than 85% of them (2006 against a typical 1997). Measured against all of Cibola County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Ramah 87321

Assigned schools

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