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Single Family ResidenceResidential
$467,105$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16 RICHARDSON TER

WAYNE, ME 04284
1.5
Baths
2,282 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$467K
$339K low$595K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$140,021
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$112,017
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$164,569
WINTHROP AREA FCU (MAINE) · R · recorded Jan 24, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,515
WINTHROP AREA FCU (MAINE)
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,522 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$632,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$359,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$345,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$766,460

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.1.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 04284These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.165
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,079
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,960
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,922
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16 Richardson Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Kennebec County
  • Costs less per square foot than 75% of homes in Wayne 04284
  • Bigger than 88% of homes in Kennebec County
  • Has a smaller lot than 65% of homes in Wayne 04284

What homes are worth in Wayne 04284

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$875K

This home is worth more than 74% of homes in Wayne 04284.

How it measures up in Wayne 04284

The dot is this home. The mark in the middle is the typical home in Wayne 04284.

Estimated value$467,105
CheaperTypical $331,248Pricier

Pricier than 74% of homes nearby

Price per ft²$205
CheaperTypical $255Pricier

Pricier than 25% of homes nearby

Living area2,282 ft²
SmallerTypical 1,306 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.5 ac
SmallerTypical 2.63 acBigger

Bigger than 35% of homes nearby

Year built1980
OlderTypical 1980Newer

Newer than 51% of homes nearby

How 16 Richardson Ter ranks against every home in each area.
MeasureThis homeWayne 04284Kennebec County
Estimated valuepricier than$467,10574% of homes85% of homes
Price per ft²pricier than$20525% of homes37% of homes
Living areabigger than2,282 ft²86% of homes88% of homes
Lot sizebigger than1.5 ac35% of homes57% of homes
Year builtnewer than198051% of homes64% of homes

About 16 Richardson Ter

How much is 16 Richardson Ter, Wayne, ME worth?

The TopHap Estimate for 16 Richardson Ter, Wayne, ME is $467,105 as of Jul 14, 2026. The likely range is $338,917 to $595,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16 Richardson Ter, Wayne, ME last sell?

16 Richardson Ter, Wayne, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 16 Richardson Ter, Wayne, ME?

16 Richardson Ter, Wayne, ME has 1.5 bathrooms, 2,282 square feet of living space and a 1.50-acre lot.

When was 16 Richardson Ter, Wayne, ME built?

16 Richardson Ter, Wayne, ME was built in 1980, making it 46 years old. It is a conventional home. The building has 2 stories.

How does 16 Richardson Ter, Wayne, ME compare to other homes in Wayne 04284?

Among the 789 homes in Wayne 04284, it is worth more than 74% of them ($467,105 against a typical $331,248), its price per square foot is higher than 25% of them ($205 against a typical $255), it is bigger than 86% of them (2,282 ft² against a typical 1,306 ft²), its lot is bigger than 35% of them (1.5 ac against a typical 2.63 ac) and it is newer than 51% of them (1980 against a typical 1980). Measured against all of Kennebec County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16 Richardson Ter, Wayne, ME?

The 2025 property tax bill for 16 Richardson Ter, Wayne, ME was $7,522. The county assessed it at $632,100.

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