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Single Family ResidenceResidential
$1,197,485$388 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16 S RIVER RD

STUART, FL 34996
4
Beds
4 / 1
Baths
3,085 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1M low$1.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$900,485
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$720,388
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$197,000
PHH MORTGAGE SERVICES CORP · recorded Nov 24, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
GMAC MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,202 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$407,603 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$396,116
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$937,970

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMartin
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ElevatorPorch · 203 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stuart Middle SchoolB-
Middle · Grades 6–8 · 2.8 mi
E
Felix A. Williams Elementary SchoolA-
Elementary · Grades PK–5 · 3.9 mi
H
Jensen Beach High SchoolB-
High · Grades 9–12 · 4.8 mi

District: Martin County School District

Neighborhood · ZIP 34996These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,526
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.618 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,961
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Martin County
  • Costs more per square foot than 82% of homes in Martin County
  • Bigger than 89% of homes in Martin County
  • Has a bigger lot than 71% of homes in Martin County
  • Newer than 91% of homes in Stuart 34996

What homes are worth in Stuart 34996

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$5.6M

This home is worth more than 79% of homes in Stuart 34996.

How it measures up in Stuart 34996

The dot is this home. The mark in the middle is the typical home in Stuart 34996.

Estimated value$1,197,485
CheaperTypical $442,730Pricier

Pricier than 79% of homes nearby

Price per ft²$388
CheaperTypical $337Pricier

Pricier than 58% of homes nearby

Living area3,085 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.38 ac
SmallerTypical 0.4 acBigger

Bigger than 47% of homes nearby

Year built1997
OlderTypical 1977Newer

Newer than 91% of homes nearby

How 16 S River Rd ranks against every home in each area.
MeasureThis homeStuart 34996Martin County
Estimated valuepricier than$1,197,48579% of homes90% of homes
Price per ft²pricier than$38858% of homes82% of homes
Living areabigger than3,085 ft²86% of homes89% of homes
Lot sizebigger than0.38 ac47% of homes71% of homes
Year builtnewer than199791% of homes71% of homes

About 16 S River Rd

How much is 16 S River Rd, Stuart, FL worth?

The TopHap Estimate for 16 S River Rd, Stuart, FL is $1,197,485 as of Jul 14, 2026. The likely range is $1,028,224 to $1,366,746. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 16 S River Rd, Stuart, FL?

16 S River Rd, Stuart, FL has 4 bedrooms, 4 bathrooms, 3,085 square feet of living space and a 0.38-acre lot.

When was 16 S River Rd, Stuart, FL built?

16 S River Rd, Stuart, FL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 16 S River Rd, Stuart, FL?

16 S River Rd, Stuart, FL is assigned to Stuart Middle School (middle), rated B-; Felix A. Williams Elementary School (elementary), rated A-; Jensen Beach High School (high), rated B-. All sit in Martin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16 S River Rd, Stuart, FL compare to other homes in Stuart 34996?

Among the 7,441 homes in Stuart 34996, it is worth more than 79% of them ($1,197,485 against a typical $442,730), its price per square foot is higher than 58% of them ($388 against a typical $337), it is bigger than 86% of them (3,085 ft² against a typical 1,300 ft²), its lot is bigger than 47% of them (0.38 ac against a typical 0.4 ac) and it is newer than 91% of them (1997 against a typical 1977). Measured against all of Martin County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16 S River Rd, Stuart, FL?

The 2024 property tax bill for 16 S River Rd, Stuart, FL was $6,202. The county assessed it at $407,603.

Closest homes

More homes in Stuart 34996

Assigned schools

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