Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$133,670$76 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1604 RUTH ANN DR

CENTRALIA, IL 62801
3
Beds
1
Baths
1,750 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$134K
$119K low$149K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,770
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$61,416
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$56,900
FARMERS STATE BANK OF HOFFMAN · recorded Apr 21, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,912 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,090 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,270

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLINTON
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 64 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Schiller Elementary School
Elementary · Grades KG–1 · 0.6 mi
M
Centralia Jr. High SchoolD+
Middle · Grades 4–8 · 1.8 mi
H
Centralia High SchoolC
High · Grades 9–12 · 3.1 mi

District: Centralia School District 135

Neighborhood · ZIP 62801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.180

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,739
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.146 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,993
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1604 Ruth Ann Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Clinton County
  • Costs less per square foot than 85% of homes in Clinton County
  • Bigger than 79% of homes in Centralia 62801
  • Has a bigger lot than 66% of homes in Centralia 62801

What homes are worth in Centralia 62801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$15K$369K

This home is worth more than 70% of homes in Centralia 62801.

How it measures up in Centralia 62801

The dot is this home. The mark in the middle is the typical home in Centralia 62801.

Estimated value$133,670
CheaperTypical $80,932Pricier

Pricier than 70% of homes nearby

Price per ft²$76
CheaperTypical $66Pricier

Pricier than 58% of homes nearby

Living area1,750 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.41 ac
SmallerTypical 0.28 acBigger

Bigger than 66% of homes nearby

Year built1962
OlderTypical 1953Newer

Newer than 60% of homes nearby

How 1604 Ruth Ann Dr ranks against every home in each area.
MeasureThis homeCentralia 62801Clinton County
Estimated valuepricier than$133,67070% of homes26% of homes
Price per ft²pricier than$7658% of homes15% of homes
Living areabigger than1,750 ft²79% of homes62% of homes
Lot sizebigger than0.41 ac66% of homes55% of homes
Year builtnewer than196260% of homes37% of homes

About 1604 Ruth Ann Dr

How much is 1604 Ruth Ann Dr, Centralia, IL worth?

The TopHap Estimate for 1604 Ruth Ann Dr, Centralia, IL is $133,670 as of Jul 14, 2026. The likely range is $118,592 to $148,748. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1604 Ruth Ann Dr, Centralia, IL last sell?

1604 Ruth Ann Dr, Centralia, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1604 Ruth Ann Dr, Centralia, IL?

1604 Ruth Ann Dr, Centralia, IL has 3 bedrooms, 1 bathrooms, 1,750 square feet of living space and a 0.41-acre lot.

When was 1604 Ruth Ann Dr, Centralia, IL built?

1604 Ruth Ann Dr, Centralia, IL was built in 1962, making it 64 years old. The building has 2 stories.

What schools serve 1604 Ruth Ann Dr, Centralia, IL?

1604 Ruth Ann Dr, Centralia, IL is assigned to Schiller Elementary School (elementary); Centralia Jr. High School (middle), rated D+; Centralia High School (high), rated C. All sit in Centralia School District 135. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1604 Ruth Ann Dr, Centralia, IL compare to other homes in Centralia 62801?

Among the 7,959 homes in Centralia 62801, it is worth more than 70% of them ($133,670 against a typical $80,932), its price per square foot is higher than 58% of them ($76 against a typical $66), it is bigger than 79% of them (1,750 ft² against a typical 1,260 ft²), its lot is bigger than 66% of them (0.41 ac against a typical 0.28 ac) and it is newer than 60% of them (1962 against a typical 1953). Measured against all of Clinton County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1604 Ruth Ann Dr, Centralia, IL?

The 2024 property tax bill for 1604 Ruth Ann Dr, Centralia, IL was $1,912. The county assessed it at $39,090.

Closest homes

More homes in Centralia 62801

Assigned schools

Explore the area

See this home in context

Open 1604 Ruth Ann Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map