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Single Family ResidenceResidential
$177,639$54 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

162 SPRUCE ST

RUMFORD, ME 04276
3
Baths
3,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.

Valuation

$178K
$138K low$217K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.109%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$106,500
BANGOR SAVINGS BANK · recorded Mar 4, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
BANGOR SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,330 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOXFORD
Lot (acres)The size of the land the home sits on, from county records.0.26
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rumford Elementary SchoolD-
Elementary · Grades PK–5 · 0.5 mi
H
Mountain Valley High SchoolD+
High · Grades 9–12 · 1.3 mi
M
Mountain Valley Middle SchoolF
Middle · Grades 5–8 · 1.5 mi

District: Regional School Unit 10

Neighborhood · ZIP 04276These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,976
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.83 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,003
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

162 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Oxford County
  • Costs less per square foot than 98% of homes in Oxford County
  • Bigger than 98% of homes in Oxford County
  • Has a smaller lot than 90% of homes in Oxford County
  • Older than 91% of homes in Oxford County

What homes are worth in Rumford 04276

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$462K

This home is worth more than 58% of homes in Rumford 04276.

How it measures up in Rumford 04276

The dot is this home. The mark in the middle is the typical home in Rumford 04276.

Estimated value$177,639
CheaperTypical $163,081Pricier

Pricier than 58% of homes nearby

Price per ft²$54
CheaperTypical $131Pricier

Pricier than 10% of homes nearby

Living area3,312 ft²
SmallerTypical 1,204 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.26 ac
SmallerTypical 0.34 acBigger

Bigger than 41% of homes nearby

Year built1904
OlderTypical 1932Newer

Newer than 20% of homes nearby

How 162 Spruce St ranks against every home in each area.
MeasureThis homeRumford 04276Oxford County
Estimated valuepricier than$177,63958% of homes22% of homes
Price per ft²pricier than$5410% of homes2% of homes
Living areabigger than3,312 ft²96% of homes98% of homes
Lot sizebigger than0.26 ac41% of homes10% of homes
Year builtnewer than190420% of homes9% of homes

About 162 Spruce St

How much is 162 Spruce St, Rumford, ME worth?

The TopHap Estimate for 162 Spruce St, Rumford, ME is $177,639 as of Jul 14, 2026. The likely range is $138,233 to $217,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 162 Spruce St, Rumford, ME last sell?

162 Spruce St, Rumford, ME last sold on Sep 9, 2013, according to the county's recorded deed.

How big is 162 Spruce St, Rumford, ME?

162 Spruce St, Rumford, ME has 3 bathrooms, 3,312 square feet of living space and a 0.26-acre lot.

When was 162 Spruce St, Rumford, ME built?

162 Spruce St, Rumford, ME was built in 1904, making it 122 years old. It is a conventional home.

What schools serve 162 Spruce St, Rumford, ME?

162 Spruce St, Rumford, ME is assigned to Rumford Elementary School (elementary), rated D-; Mountain Valley High School (high), rated D+; Mountain Valley Middle School (middle), rated F. All sit in Regional School Unit 10. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 162 Spruce St, Rumford, ME compare to other homes in Rumford 04276?

Among the 2,249 homes in Rumford 04276, it is worth more than 58% of them ($177,639 against a typical $163,081), its price per square foot is higher than 10% of them ($54 against a typical $131), it is bigger than 96% of them (3,312 ft² against a typical 1,204 ft²), its lot is bigger than 41% of them (0.26 ac against a typical 0.34 ac) and it is newer than 20% of them (1904 against a typical 1932). Measured against all of Oxford County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 162 Spruce St, Rumford, ME?

The 2025 property tax bill for 162 Spruce St, Rumford, ME was $2,330. The county assessed it at $124,400.

Closest homes

More homes in Rumford 04276

Assigned schools

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