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Single Family ResidenceResidential
$147,353$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Jul 18, 2025

1631 RUSSELL RD

MONTGOMERY, MA 01085
3
Beds
1
Baths
1,716 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$147K
$126K low$169K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Jul 18, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$7,353
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$5,882
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
JESSICA ROSE GRABOWSK · R · recorded Jul 18, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,943 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$132,430

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.3.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Littleville Elementary SchoolB-
Elementary · Grades PK–5 · 4.4 mi
M
Gateway Regional Middle School
Middle · Grades 6–8 · 4.5 mi
H
Gateway Regional High SchoolC
High · Grades 9–12 · 4.5 mi

District: Gateway School District

Neighborhood · ZIP 01085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.42,029
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.668 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,603
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,101
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1631 Russell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Westfield 01085
  • Among the lowest price per square foot in Westfield 01085
  • Has a bigger lot than 93% of homes in Westfield 01085

What homes are worth in Westfield 01085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$759K

This home is worth less than almost all homes in Westfield 01085.

How it measures up in Westfield 01085

The dot is this home. The mark in the middle is the typical home in Westfield 01085.

Estimated value$147,353
CheaperTypical $385,625Pricier

Cheaper than almost all homes nearby

Price per ft²$86
CheaperTypical $254Pricier

Cheaper than almost all homes nearby

Living area1,716 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 54% of homes nearby

Lot size3.41 ac
SmallerTypical 0.5 acBigger

Bigger than 93% of homes nearby

Year built1957
OlderTypical 1964Newer

Newer than 41% of homes nearby

How 1631 Russell Rd ranks against every home in each area.
MeasureThis homeWestfield 01085Hampden County
Estimated valuepricier than$147,353almost no homesalmost no homes
Price per ft²pricier than$86almost no homesalmost no homes
Living areabigger than1,716 ft²54% of homes59% of homes
Lot sizebigger than3.41 ac93% of homes93% of homes
Year builtnewer than195741% of homes52% of homes

About 1631 Russell Rd

How much is 1631 Russell Rd, Montgomery, MA worth?

The TopHap Estimate for 1631 Russell Rd, Montgomery, MA is $147,353 as of Jul 14, 2026. The likely range is $125,581 to $169,125. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1631 Russell Rd, Montgomery, MA last sell?

1631 Russell Rd, Montgomery, MA last sold on Jul 18, 2025 for $140,000, according to the county's recorded deed.

How big is 1631 Russell Rd, Montgomery, MA?

1631 Russell Rd, Montgomery, MA has 3 bedrooms, 1 bathrooms, 1,716 square feet of living space and a 3.41-acre lot.

When was 1631 Russell Rd, Montgomery, MA built?

1631 Russell Rd, Montgomery, MA was built in 1957, making it 69 years old. It is a ranch home. The building has 1 story.

What schools serve 1631 Russell Rd, Montgomery, MA?

1631 Russell Rd, Montgomery, MA is assigned to Littleville Elementary School (elementary), rated B-; Gateway Regional Middle School (middle); Gateway Regional High School (high), rated C. All sit in Gateway School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1631 Russell Rd, Montgomery, MA compare to other homes in Westfield 01085?

Among the 11,970 homes in Westfield 01085, it is worth more than almost none of them ($147,353 against a typical $385,625), its price per square foot is higher than almost none of them ($86 against a typical $254), it is bigger than 54% of them (1,716 ft² against a typical 1,632 ft²), its lot is bigger than 93% of them (3.41 ac against a typical 0.5 ac) and it is newer than 41% of them (1957 against a typical 1964). Measured against all of Hampden County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1631 Russell Rd, Montgomery, MA?

The 2025 property tax bill for 1631 Russell Rd, Montgomery, MA was $1,943. The county assessed it at $171,300.

Closest homes

More homes in Montgomery 01085

Assigned schools

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