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Single Family ResidenceResidential
$1,155,432$496 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $292,000 on Oct 12, 2006

164 MAIN ST

COLD SPRING, NY 10516
4
Beds
3
Baths
2,331 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,500 ft²
Lot SizeThe size of the land the home sits on, from county records.
1875
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$292,000 · Oct 12, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,070 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$316,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$282,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$316,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,031,301

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.0.08
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 219 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Haldane Middle SchoolA+
Middle · Grades 6–8 · 0.2 mi
H
Haldane High SchoolA-
High · Grades 9–12 · 0.2 mi
E
Haldane Elementary SchoolA-
Elementary · Grades KG–5 · 0.2 mi

District: Haldane Central School District

Neighborhood · ZIP 10516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,650
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.176 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$131,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

164 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Putnam County
  • Costs more per square foot than 94% of homes in Putnam County
  • Bigger than 72% of homes in Putnam County
  • Has a smaller lot than 86% of homes in Putnam County
  • Older than 98% of homes in Putnam County

What homes are worth in Cold Spring 10516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$359K$2.1M

This home is worth more than 87% of homes in Cold Spring 10516.

How it measures up in Cold Spring 10516

The dot is this home. The mark in the middle is the typical home in Cold Spring 10516.

Estimated value$1,155,432
CheaperTypical $747,947Pricier

Pricier than 87% of homes nearby

Price per ft²$496
CheaperTypical $443Pricier

Pricier than 67% of homes nearby

Living area2,331 ft²
SmallerTypical 1,820 ft²Bigger

Bigger than 71% of homes nearby

Lot size3,500 ft²
SmallerTypical 0.54 acBigger

Bigger than 15% of homes nearby

Year built1875
OlderTypical 1966Newer

Newer than 10% of homes nearby

How 164 Main St ranks against every home in each area.
MeasureThis homeCold Spring 10516Putnam County
Estimated valuepricier than$1,155,43287% of homes96% of homes
Price per ft²pricier than$49667% of homes94% of homes
Living areabigger than2,331 ft²71% of homes72% of homes
Lot sizebigger than3,500 ft²15% of homes14% of homes
Year builtnewer than187510% of homes2% of homes

About 164 Main St

How much is 164 Main St, Cold Spring, NY worth?

The TopHap Estimate for 164 Main St, Cold Spring, NY is $1,155,432 as of Sep 24, 2026. The likely range is $1,026,721 to $1,284,143. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 164 Main St, Cold Spring, NY last sell?

164 Main St, Cold Spring, NY last sold on Oct 12, 2006 for $292,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 164 Main St, Cold Spring, NY?

164 Main St, Cold Spring, NY has 4 bedrooms, 3 bathrooms, 2,331 square feet of living space and a 0.08-acre lot.

When was 164 Main St, Cold Spring, NY built?

164 Main St, Cold Spring, NY was built in 1875, making it 151 years old. The building has 2 stories.

What schools serve 164 Main St, Cold Spring, NY?

164 Main St, Cold Spring, NY is assigned to Haldane Middle School (middle), rated A+; Haldane High School (high), rated A-; Haldane Elementary School (elementary), rated A-. All sit in Haldane Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 164 Main St, Cold Spring, NY compare to other homes in Cold Spring 10516?

Among the 2,219 homes in Cold Spring 10516, it is worth more than 87% of them ($1,155,432 against a typical $747,947), its price per square foot is higher than 67% of them ($496 against a typical $443), it is bigger than 71% of them (2,331 ft² against a typical 1,820 ft²), its lot is bigger than 15% of them (3,500 ft² against a typical 0.54 ac) and it is newer than 10% of them (1875 against a typical 1966). Measured against all of Putnam County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 164 Main St, Cold Spring, NY?

The 2024 property tax bill for 164 Main St, Cold Spring, NY was $20,070. The county assessed it at $316,300.

More homes on Main St

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