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Single Family ResidenceResidential
$371,242$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $345,000 on Dec 16, 2021

164 WHISPER RIDGE DR

PORT MATILDA, PA 16870
3
Beds
3 / 1
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$371K
$339K low$404K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · Dec 16, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$112,492
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$89,994
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$258,750
KISH BANK · recorded Dec 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,520 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,345
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,655
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCentre
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Park Forest ElementaryB+
Elementary · Grades KG–5 · 0.7 mi
M
Park Forest Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
H
State College Area High SchoolA+
High · Grades 9–12 · 4.5 mi

District: State College Area School District

Neighborhood · ZIP 16870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,014
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

164 Whisper Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 93% of homes in Port Matilda 16870
  • Newer than 89% of homes in Centre County

What homes are worth in Port Matilda 16870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$1.2M

This home is worth more than 38% of homes in Port Matilda 16870.

How it measures up in Port Matilda 16870

The dot is this home. The mark in the middle is the typical home in Port Matilda 16870.

Estimated value$371,242
CheaperTypical $439,437Pricier

Pricier than 38% of homes nearby

Price per ft²$232
CheaperTypical $226Pricier

Pricier than 55% of homes nearby

Living area1,600 ft²
SmallerTypical 1,904 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.13 ac
SmallerTypical 1.09 acBigger

Bigger than 7% of homes nearby

Year built2009
OlderTypical 1994Newer

Newer than 84% of homes nearby

How 164 Whisper Ridge Dr ranks against every home in each area.
MeasureThis homePort Matilda 16870Centre County
Estimated valuepricier than$371,24238% of homes55% of homes
Price per ft²pricier than$23255% of homes64% of homes
Living areabigger than1,600 ft²36% of homes49% of homes
Lot sizebigger than0.13 ac7% of homes11% of homes
Year builtnewer than200984% of homes89% of homes

About 164 Whisper Ridge Dr

How much is 164 Whisper Ridge Dr, Port Matilda, PA worth?

The TopHap Estimate for 164 Whisper Ridge Dr, Port Matilda, PA is $371,242 as of Jul 14, 2026. The likely range is $338,686 to $403,798. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 164 Whisper Ridge Dr, Port Matilda, PA last sell?

164 Whisper Ridge Dr, Port Matilda, PA last sold on Dec 16, 2021 for $345,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 164 Whisper Ridge Dr, Port Matilda, PA?

164 Whisper Ridge Dr, Port Matilda, PA has 3 bedrooms, 3 bathrooms, 1,600 square feet of living space and a 0.13-acre lot.

When was 164 Whisper Ridge Dr, Port Matilda, PA built?

164 Whisper Ridge Dr, Port Matilda, PA was built in 2009, making it 17 years old. The building has 2 stories.

What schools serve 164 Whisper Ridge Dr, Port Matilda, PA?

164 Whisper Ridge Dr, Port Matilda, PA is assigned to Park Forest Elementary (elementary), rated B+; Park Forest Middle School (middle), rated A; State College Area High School (high), rated A+. All sit in State College Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 164 Whisper Ridge Dr, Port Matilda, PA compare to other homes in Port Matilda 16870?

Among the 3,004 homes in Port Matilda 16870, it is worth more than 38% of them ($371,242 against a typical $439,437), its price per square foot is higher than 55% of them ($232 against a typical $226), it is bigger than 36% of them (1,600 ft² against a typical 1,904 ft²), its lot is bigger than 7% of them (0.13 ac against a typical 1.09 ac) and it is newer than 84% of them (2009 against a typical 1994). Measured against all of Centre County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 164 Whisper Ridge Dr, Port Matilda, PA?

The 2026 property tax bill for 164 Whisper Ridge Dr, Port Matilda, PA was $4,520. The county assessed it at $62,000.

Closest homes

More homes in Port Matilda 16870

Assigned schools

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