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Single Family ResidenceResidential
$429,588$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $239,900 on Dec 7, 2010

1645 VT ROUTE 109

WATERVILLE, VT 05492
3
Beds
1.5
Baths
1,644 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$430K
$382K low$477K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$239,900 · Dec 7, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,116 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$231,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$231,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAMOILLE
Lot (acres)The size of the land the home sits on, from county records.10.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cambridge Elementary SchoolB+
Elementary · Grades PK–6 · 1.7 mi
H
Lamoille Union High SchoolD-
High · Grades 9–12 · 9.6 mi
M
Lamoille Union Middle SchoolD-
Middle · Grades 7–8 · 9.6 mi

District: Lamoille North Modified Unified Union School District 058b

Neighborhood · ZIP 05492These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.639
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,465
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,422
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1645 Vt Route 109 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Waterville 05492
  • Costs less per square foot than 69% of homes in Lamoille County
  • Has a bigger lot than 77% of homes in Lamoille County

What homes are worth in Waterville 05492

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$780K

This home is worth more than 70% of homes in Waterville 05492.

How it measures up in Waterville 05492

The dot is this home. The mark in the middle is the typical home in Waterville 05492.

Estimated value$429,588
CheaperTypical $349,147Pricier

Pricier than 70% of homes nearby

Price per ft²$261
CheaperTypical $244Pricier

Pricier than 66% of homes nearby

Living area1,644 ft²
SmallerTypical 1,449 ft²Bigger

Bigger than 60% of homes nearby

Lot size10.1 ac
SmallerTypical 4.04 acBigger

Bigger than 66% of homes nearby

Year built1980
OlderTypical 1984Newer

Newer than 46% of homes nearby

How 1645 Vt Route 109 ranks against every home in each area.
MeasureThis homeWaterville 05492Lamoille County
Estimated valuepricier than$429,58870% of homes41% of homes
Price per ft²pricier than$26166% of homes31% of homes
Living areabigger than1,644 ft²60% of homes54% of homes
Lot sizebigger than10.1 ac66% of homes77% of homes
Year builtnewer than198046% of homes42% of homes

About 1645 Vt Route 109

How much is 1645 Vt Route 109, Waterville, VT worth?

The TopHap Estimate for 1645 Vt Route 109, Waterville, VT is $429,588 as of Sep 24, 2026. The likely range is $381,953 to $477,223. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1645 Vt Route 109, Waterville, VT last sell?

1645 Vt Route 109, Waterville, VT last sold on Dec 7, 2010 for $239,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1645 Vt Route 109, Waterville, VT?

1645 Vt Route 109, Waterville, VT has 3 bedrooms, 1.5 bathrooms, 1,644 square feet of living space and a 10.10-acre lot.

When was 1645 Vt Route 109, Waterville, VT built?

1645 Vt Route 109, Waterville, VT was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 1645 Vt Route 109, Waterville, VT?

1645 Vt Route 109, Waterville, VT is assigned to Cambridge Elementary School (elementary), rated B+; Lamoille Union High School (high), rated D-; Lamoille Union Middle School (middle), rated D-. All sit in Lamoille North Modified Unified Union School District 058b. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1645 Vt Route 109, Waterville, VT compare to other homes in Waterville 05492?

Among the 334 homes in Waterville 05492, it is worth more than 70% of them ($429,588 against a typical $349,147), its price per square foot is higher than 66% of them ($261 against a typical $244), it is bigger than 60% of them (1,644 ft² against a typical 1,449 ft²), its lot is bigger than 66% of them (10.1 ac against a typical 4.04 ac) and it is newer than 46% of them (1980 against a typical 1984). Measured against all of Lamoille County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1645 Vt Route 109, Waterville, VT?

The 2025 property tax bill for 1645 Vt Route 109, Waterville, VT was $4,116. The county assessed it at $231,500.

More homes on Vt Route 109

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