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Single Family ResidenceResidential
$252,521$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $106,000 on Oct 24, 2012

16486 VERNETTA

FRASER, MI 48026
3
Beds
2
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$253K
$233K low$272K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$106,000 · Oct 24, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$140,104
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$112,083
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,080
GREAT LAKES MORTGAGE FUNDING · recorded Oct 24, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,337
FREEDOM MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,856 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$133,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$275,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMACOMB
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 360 ft²Porch · 91 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ralph Waldo Emerson Elementary SchoolB+
Elementary · Grades KG–6 · 0.4 mi
M
Richards Middle SchoolB-
Middle · Grades 7–8 · 1.4 mi
H
Fraser High SchoolA-
High · Grades 9–12 · 1.6 mi

District: Fraser Public Schools

Neighborhood · ZIP 48026These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.14,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,573 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,516
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16486 Vernetta measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Fraser 48026
  • Costs more per square foot than 69% of homes in Fraser 48026
  • Newer than 75% of homes in Fraser 48026

What homes are worth in Fraser 48026

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$470K

This home is worth more than 67% of homes in Fraser 48026.

How it measures up in Fraser 48026

The dot is this home. The mark in the middle is the typical home in Fraser 48026.

Estimated value$252,521
CheaperTypical $227,510Pricier

Pricier than 67% of homes nearby

Price per ft²$190
CheaperTypical $169Pricier

Pricier than 69% of homes nearby

Living area1,326 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.19 ac
SmallerTypical 0.19 acBigger

Bigger than 51% of homes nearby

Year built1986
OlderTypical 1966Newer

Newer than 75% of homes nearby

How 16486 Vernetta ranks against every home in each area.
MeasureThis homeFraser 48026Macomb County
Estimated valuepricier than$252,52167% of homes48% of homes
Price per ft²pricier than$19069% of homes61% of homes
Living areabigger than1,326 ft²51% of homes42% of homes
Lot sizebigger than0.19 ac51% of homes42% of homes
Year builtnewer than198675% of homes65% of homes

About 16486 Vernetta

How much is 16486 Vernetta, Fraser, MI worth?

The TopHap Estimate for 16486 Vernetta, Fraser, MI is $252,521 as of Jul 14, 2026. The likely range is $233,400 to $271,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16486 Vernetta, Fraser, MI last sell?

16486 Vernetta, Fraser, MI last sold on Oct 24, 2012 for $106,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 16486 Vernetta, Fraser, MI?

16486 Vernetta, Fraser, MI has 3 bedrooms, 2 bathrooms, 1,326 square feet of living space and a 0.19-acre lot.

When was 16486 Vernetta, Fraser, MI built?

16486 Vernetta, Fraser, MI was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 16486 Vernetta, Fraser, MI?

16486 Vernetta, Fraser, MI is assigned to Ralph Waldo Emerson Elementary School (elementary), rated B+; Richards Middle School (middle), rated B-; Fraser High School (high), rated A-. All sit in Fraser Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16486 Vernetta, Fraser, MI compare to other homes in Fraser 48026?

Among the 4,973 homes in Fraser 48026, it is worth more than 67% of them ($252,521 against a typical $227,510), its price per square foot is higher than 69% of them ($190 against a typical $169), it is bigger than 51% of them (1,326 ft² against a typical 1,312 ft²), its lot is bigger than 51% of them (0.19 ac against a typical 0.19 ac) and it is newer than 75% of them (1986 against a typical 1966). Measured against all of Macomb County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16486 Vernetta, Fraser, MI?

The 2025 property tax bill for 16486 Vernetta, Fraser, MI was $3,856. The county assessed it at $137,900.

Closest homes

More homes in Fraser 48026

Assigned schools

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