Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$185,356$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $388,000 on Jul 21, 2022

165 MAIN ST

RICHMONDVILLE, NY 12149
3
Beds
1
Baths
1,110 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$185K
$175K low$196K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$388,000 · Jul 21, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,356
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,685
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,000
HOMESTEAD FUNDING CORP · P · recorded Jul 21, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,622 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,032

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 2.5 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,175
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

165 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Richmondville 12149
  • Smaller than 74% of homes in Schoharie County
  • Has a smaller lot than 91% of homes in Richmondville 12149

What homes are worth in Richmondville 12149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$649K

This home is worth more than 23% of homes in Richmondville 12149.

How it measures up in Richmondville 12149

The dot is this home. The mark in the middle is the typical home in Richmondville 12149.

Estimated value$185,356
CheaperTypical $265,827Pricier

Pricier than 23% of homes nearby

Price per ft²$167
CheaperTypical $177Pricier

Pricier than 44% of homes nearby

Living area1,110 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.3 ac
SmallerTypical 3.25 acBigger

Bigger than 9% of homes nearby

Year built1960
OlderTypical 1974Newer

Newer than 38% of homes nearby

How 165 Main St ranks against every home in each area.
MeasureThis homeRichmondville 12149Schoharie County
Estimated valuepricier than$185,35623% of homes27% of homes
Price per ft²pricier than$16744% of homes53% of homes
Living areabigger than1,110 ft²27% of homes26% of homes
Lot sizebigger than0.3 ac9% of homes10% of homes
Year builtnewer than196038% of homes42% of homes

About 165 Main St

How much is 165 Main St, Richmondville, NY worth?

The TopHap Estimate for 165 Main St, Richmondville, NY is $185,356 as of Jul 14, 2026. The likely range is $175,037 to $195,675. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 165 Main St, Richmondville, NY last sell?

165 Main St, Richmondville, NY last sold on Jul 21, 2022 for $388,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 165 Main St, Richmondville, NY?

165 Main St, Richmondville, NY has 3 bedrooms, 1 bathrooms, 1,110 square feet of living space and a 0.30-acre lot.

When was 165 Main St, Richmondville, NY built?

165 Main St, Richmondville, NY was built in 1960, making it 66 years old. It is a cottage home. The building has 1 story.

What schools serve 165 Main St, Richmondville, NY?

165 Main St, Richmondville, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 165 Main St, Richmondville, NY compare to other homes in Richmondville 12149?

Among the 1,111 homes in Richmondville 12149, it is worth more than 23% of them ($185,356 against a typical $265,827), its price per square foot is higher than 44% of them ($167 against a typical $177), it is bigger than 27% of them (1,110 ft² against a typical 1,476 ft²), its lot is bigger than 9% of them (0.3 ac against a typical 3.25 ac) and it is newer than 38% of them (1960 against a typical 1974). Measured against all of Schoharie County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 165 Main St, Richmondville, NY?

The 2025 property tax bill for 165 Main St, Richmondville, NY was $3,622. The county assessed it at $80,000.

Closest homes

More homes in Richmondville 12149

Assigned schools

Explore the area

See this home in context

Open 165 Main St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map