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Single Family ResidenceResidential
Last sold for $35,000 on Feb 16, 2017

165 WISDOM COVE RD

FLAT ROCK, NC 28731
3
Baths
1,965 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,000 · Feb 16, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,127 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$557,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$497,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$557,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$557,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
29
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.75
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²Patio · 84 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Upward Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
H
East Henderson High SchoolB-
High · Grades 9–12 · 2.7 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 3.2 mi

District: Henderson County Schools

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

165 Wisdom Cove Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 90% of homes in Flat Rock 28731

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Living area1,965 ft²
SmallerTypical 1,850 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.75 ac
SmallerTypical 0.88 acBigger

Bigger than 43% of homes nearby

Year built2017
OlderTypical 1995Newer

Newer than 90% of homes nearby

How 165 Wisdom Cove Rd ranks against every home in each area.
MeasureThis homeFlat Rock 28731Henderson County
Living areabigger than1,965 ft²57% of homes64% of homes
Lot sizebigger than0.75 ac43% of homes55% of homes
Year builtnewer than201790% of homes89% of homes

About 165 Wisdom Cove Rd

When did 165 Wisdom Cove Rd, Flat Rock, NC last sell?

165 Wisdom Cove Rd, Flat Rock, NC last sold on Feb 16, 2017 for $35,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 165 Wisdom Cove Rd, Flat Rock, NC?

165 Wisdom Cove Rd, Flat Rock, NC has 3 bathrooms, 1,965 square feet of living space and a 0.75-acre lot.

When was 165 Wisdom Cove Rd, Flat Rock, NC built?

165 Wisdom Cove Rd, Flat Rock, NC was built in 2017, making it 9 years old. It is a conventional home. The building has 1 story.

What schools serve 165 Wisdom Cove Rd, Flat Rock, NC?

165 Wisdom Cove Rd, Flat Rock, NC is assigned to Upward Elementary School (elementary), rated B-; East Henderson High School (high), rated B-; Flat Rock Middle School (middle), rated B. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 165 Wisdom Cove Rd, Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is bigger than 57% of them (1,965 ft² against a typical 1,850 ft²), its lot is bigger than 43% of them (0.75 ac against a typical 0.88 ac) and it is newer than 90% of them (2017 against a typical 1995). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 165 Wisdom Cove Rd, Flat Rock, NC?

The 2025 property tax bill for 165 Wisdom Cove Rd, Flat Rock, NC was $3,127. The county assessed it at $557,400.

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