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Single Family ResidenceResidential
$621,027$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $58,000 on Sep 28, 2006

221 WISDOM COVE RD

FLAT ROCK, NC 28731
2
Baths
2,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$621K
$550K low$692K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,000 · Sep 28, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,753 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$490,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$430,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$490,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$490,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.52
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²Porch · 252 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Upward Elementary SchoolB-
Elementary · Grades PK–5 · 1.0 mi
H
East Henderson High SchoolB-
High · Grades 9–12 · 2.6 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 3.1 mi

District: Henderson County Schools

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

221 Wisdom Cove Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Henderson County
  • Costs more per square foot than 68% of homes in Henderson County
  • Bigger than 72% of homes in Henderson County
  • Has a smaller lot than 69% of homes in Flat Rock 28731
  • Newer than 81% of homes in Flat Rock 28731

What homes are worth in Flat Rock 28731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$1.7M

This home is worth more than 64% of homes in Flat Rock 28731.

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Estimated value$621,027
CheaperTypical $510,401Pricier

Pricier than 64% of homes nearby

Price per ft²$282
CheaperTypical $267Pricier

Pricier than 57% of homes nearby

Living area2,200 ft²
SmallerTypical 1,848 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.52 ac
SmallerTypical 0.88 acBigger

Bigger than 31% of homes nearby

Year built2007
OlderTypical 1995Newer

Newer than 81% of homes nearby

How 221 Wisdom Cove Rd ranks against every home in each area.
MeasureThis homeFlat Rock 28731Henderson County
Estimated valuepricier than$621,02764% of homes79% of homes
Price per ft²pricier than$28257% of homes68% of homes
Living areabigger than2,200 ft²64% of homes72% of homes
Lot sizebigger than0.52 ac31% of homes40% of homes
Year builtnewer than200781% of homes81% of homes

About 221 Wisdom Cove Rd

How much is 221 Wisdom Cove Rd, Flat Rock, NC worth?

The TopHap Estimate for 221 Wisdom Cove Rd, Flat Rock, NC is $621,027 as of Aug 30, 2026. The likely range is $549,590 to $692,464. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 221 Wisdom Cove Rd, Flat Rock, NC last sell?

221 Wisdom Cove Rd, Flat Rock, NC last sold on Sep 28, 2006 for $58,000, according to the county's recorded deed.

How big is 221 Wisdom Cove Rd, Flat Rock, NC?

221 Wisdom Cove Rd, Flat Rock, NC has 2 bathrooms, 2,200 square feet of living space and a 0.52-acre lot.

When was 221 Wisdom Cove Rd, Flat Rock, NC built?

221 Wisdom Cove Rd, Flat Rock, NC was built in 2007, making it 19 years old. It is a conventional home. The building has 1 story.

What schools serve 221 Wisdom Cove Rd, Flat Rock, NC?

221 Wisdom Cove Rd, Flat Rock, NC is assigned to Upward Elementary School (elementary), rated B-; East Henderson High School (high), rated B-; Flat Rock Middle School (middle), rated B. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 221 Wisdom Cove Rd, Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is worth more than 64% of them ($621,027 against a typical $510,401), its price per square foot is higher than 57% of them ($282 against a typical $267), it is bigger than 64% of them (2,200 ft² against a typical 1,848 ft²), its lot is bigger than 31% of them (0.52 ac against a typical 0.88 ac) and it is newer than 81% of them (2007 against a typical 1995). Measured against all of Henderson County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 221 Wisdom Cove Rd, Flat Rock, NC?

The 2025 property tax bill for 221 Wisdom Cove Rd, Flat Rock, NC was $2,753. The county assessed it at $490,800.

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