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Single Family ResidenceResidential
Last sold for $445,000 on Aug 11, 2021

16514 CHESAPEAKE DR

RIDGE, MD 20680
2.5
Baths
2,406 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$445,000 · Aug 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,285 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$446,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$344,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$392,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$446,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.0.58
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 132 ft²Porch · 402 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridge Elementary SchoolC
Elementary · Grades PK–5 · 0.7 mi
M
Spring Ridge Middle SchoolC
Middle · Grades 6–8 · 6.7 mi
H
Great Mills High SchoolD+
High · Grades 9–12 · 11.2 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20680These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.653
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,317
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16514 Chesapeake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 81% of homes in Ridge 20680
  • Has a smaller lot than 87% of homes in Ridge 20680
  • Newer than 87% of homes in Ridge 20680

How it measures up in Ridge 20680

The dot is this home. The mark in the middle is the typical home in Ridge 20680.

Living area2,406 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.59 ac
SmallerTypical 1.32 acBigger

Bigger than 13% of homes nearby

Year built2005
OlderTypical 1971Newer

Newer than 87% of homes nearby

How 16514 Chesapeake Dr ranks against every home in each area.
MeasureThis homeRidge 20680St. Mary's County
Living areabigger than2,406 ft²81% of homes74% of homes
Lot sizebigger than0.59 ac13% of homes45% of homes
Year builtnewer than200587% of homes77% of homes

About 16514 Chesapeake Dr

When did 16514 Chesapeake Dr, Ridge, MD last sell?

16514 Chesapeake Dr, Ridge, MD last sold on Aug 11, 2021 for $445,000, according to the county's recorded deed.

How big is 16514 Chesapeake Dr, Ridge, MD?

16514 Chesapeake Dr, Ridge, MD has 2.5 bathrooms, 2,406 square feet of living space and a 0.58-acre lot.

When was 16514 Chesapeake Dr, Ridge, MD built?

16514 Chesapeake Dr, Ridge, MD was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 16514 Chesapeake Dr, Ridge, MD?

16514 Chesapeake Dr, Ridge, MD is assigned to Ridge Elementary School (elementary), rated C; Spring Ridge Middle School (middle), rated C; Great Mills High School (high), rated D+. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16514 Chesapeake Dr, Ridge, MD compare to other homes in Ridge 20680?

Among the 439 homes in Ridge 20680, it is bigger than 81% of them (2,406 ft² against a typical 1,700 ft²), its lot is bigger than 13% of them (0.59 ac against a typical 1.32 ac) and it is newer than 87% of them (2005 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16514 Chesapeake Dr, Ridge, MD?

The 2025 property tax bill for 16514 Chesapeake Dr, Ridge, MD was $4,285. The county assessed it at $446,600.

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