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Single Family ResidenceResidential
$422,142$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16521 PINE ST

RIDGE, MD 20680
2
Baths
2,103 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$422K
$383K low$461K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$422,142
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$337,714

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,973 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$332,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$222,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$304,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.1.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 288 ft²Porch · 319 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridge Elementary SchoolC
Elementary · Grades PK–5 · 0.7 mi
M
Spring Ridge Middle SchoolC
Middle · Grades 6–8 · 6.7 mi
H
Great Mills High SchoolD+
High · Grades 9–12 · 11.2 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20680These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.653
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,317
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16521 Pine St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 76% of homes in Ridge 20680
  • Bigger than 70% of homes in Ridge 20680
  • Older than 73% of homes in St. Mary's County

What homes are worth in Ridge 20680

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$1M

This home is worth more than 45% of homes in Ridge 20680.

How it measures up in Ridge 20680

The dot is this home. The mark in the middle is the typical home in Ridge 20680.

Estimated value$422,142
CheaperTypical $445,507Pricier

Pricier than 45% of homes nearby

Price per ft²$201
CheaperTypical $256Pricier

Pricier than 24% of homes nearby

Living area2,103 ft²
SmallerTypical 1,704 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.16 ac
SmallerTypical 1.32 acBigger

Bigger than 45% of homes nearby

Year built1976
OlderTypical 1971Newer

Newer than 58% of homes nearby

How 16521 Pine St ranks against every home in each area.
MeasureThis homeRidge 20680St. Mary's County
Estimated valuepricier than$422,14245% of homes49% of homes
Price per ft²pricier than$20124% of homes25% of homes
Living areabigger than2,103 ft²70% of homes63% of homes
Lot sizebigger than1.16 ac45% of homes64% of homes
Year builtnewer than197658% of homes27% of homes

About 16521 Pine St

How much is 16521 Pine St, Ridge, MD worth?

The TopHap Estimate for 16521 Pine St, Ridge, MD is $422,142 as of Jul 14, 2026. The likely range is $383,450 to $460,834. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16521 Pine St, Ridge, MD last sell?

16521 Pine St, Ridge, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 16521 Pine St, Ridge, MD?

16521 Pine St, Ridge, MD has 2 bathrooms, 2,103 square feet of living space and a 1.16-acre lot.

When was 16521 Pine St, Ridge, MD built?

16521 Pine St, Ridge, MD was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 16521 Pine St, Ridge, MD?

16521 Pine St, Ridge, MD is assigned to Ridge Elementary School (elementary), rated C; Spring Ridge Middle School (middle), rated C; Great Mills High School (high), rated D+. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16521 Pine St, Ridge, MD compare to other homes in Ridge 20680?

Among the 439 homes in Ridge 20680, it is worth more than 45% of them ($422,142 against a typical $445,507), its price per square foot is higher than 24% of them ($201 against a typical $256), it is bigger than 70% of them (2,103 ft² against a typical 1,704 ft²), its lot is bigger than 45% of them (1.16 ac against a typical 1.32 ac) and it is newer than 58% of them (1976 against a typical 1971). Measured against all of St. Mary's County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16521 Pine St, Ridge, MD?

The 2025 property tax bill for 16521 Pine St, Ridge, MD was $2,973. The county assessed it at $332,800.

Closest homes

More homes in Ridge 20680

Assigned schools

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