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Single Family ResidenceResidential
$316,935$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $49,000 on Mar 17, 1998

16520 ROSA LN

SOUTHGATE, MI 48195
3
Beds
3 / 1
Baths
2,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$317K
$303K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$49,000 · Mar 17, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,935
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,948
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$197,000
PNC BANK NA · recorded Jun 23, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,571 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$195,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$391,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWayne
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Allen Elementary SchoolB+
Elementary · Grades PK–5 · 0.3 mi
H
Anderson High SchoolB+
High · Grades 9–12 · 0.3 mi
M
Davidson Middle SchoolC+
Middle · Grades 6–8 · 1.1 mi

District: Southgate Community School District

Neighborhood · ZIP 48195These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.29,701
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,003
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16520 Rosa Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Southgate 48195
  • Costs less per square foot than 73% of homes in Southgate 48195
  • Bigger than 98% of homes in Southgate 48195
  • Has a bigger lot than 90% of homes in Southgate 48195
  • Newer than 92% of homes in Southgate 48195

What homes are worth in Southgate 48195

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$328K

This home is worth more than 97% of homes in Southgate 48195.

How it measures up in Southgate 48195

The dot is this home. The mark in the middle is the typical home in Southgate 48195.

Estimated value$316,935
CheaperTypical $171,555Pricier

Pricier than 97% of homes nearby

Price per ft²$133
CheaperTypical $148Pricier

Pricier than 27% of homes nearby

Living area2,386 ft²
SmallerTypical 1,134 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.23 ac
SmallerTypical 0.13 acBigger

Bigger than 90% of homes nearby

Year built1997
OlderTypical 1954Newer

Newer than 92% of homes nearby

How 16520 Rosa Ln ranks against every home in each area.
MeasureThis homeSouthgate 48195Wayne County
Estimated valuepricier than$316,93597% of homes81% of homes
Price per ft²pricier than$13327% of homes49% of homes
Living areabigger than2,386 ft²98% of homes90% of homes
Lot sizebigger than0.23 ac90% of homes84% of homes
Year builtnewer than199792% of homes92% of homes

About 16520 Rosa Ln

How much is 16520 Rosa Ln, Southgate, MI worth?

The TopHap Estimate for 16520 Rosa Ln, Southgate, MI is $316,935 as of Jul 14, 2026. The likely range is $302,927 to $330,943. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16520 Rosa Ln, Southgate, MI last sell?

16520 Rosa Ln, Southgate, MI last sold on Mar 17, 1998 for $49,000, according to the county's recorded deed.

How big is 16520 Rosa Ln, Southgate, MI?

16520 Rosa Ln, Southgate, MI has 3 bedrooms, 3 bathrooms, 2,386 square feet of living space and a 0.23-acre lot.

When was 16520 Rosa Ln, Southgate, MI built?

16520 Rosa Ln, Southgate, MI was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 16520 Rosa Ln, Southgate, MI?

16520 Rosa Ln, Southgate, MI is assigned to Allen Elementary School (elementary), rated B+; Anderson High School (high), rated B+; Davidson Middle School (middle), rated C+. All sit in Southgate Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16520 Rosa Ln, Southgate, MI compare to other homes in Southgate 48195?

Among the 10,157 homes in Southgate 48195, it is worth more than 97% of them ($316,935 against a typical $171,555), its price per square foot is higher than 27% of them ($133 against a typical $148), it is bigger than 98% of them (2,386 ft² against a typical 1,134 ft²), its lot is bigger than 90% of them (0.23 ac against a typical 0.13 ac) and it is newer than 92% of them (1997 against a typical 1954). Measured against all of Wayne County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16520 Rosa Ln, Southgate, MI?

The 2023 property tax bill for 16520 Rosa Ln, Southgate, MI was $5,571. The county assessed it at $195,800.

Closest homes

More homes in Southgate 48195

Assigned schools

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