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Rural ResidenceResidential
$464,663$303 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1663 RAMEY CREEK RD

LOWGAP, NC 27024
3
Beds
2 / 1
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$465K
$353K low$576K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$279,663
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$223,730
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
FIRST CITIZENS BANK & TRUST CO · recorded Sep 26, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,709 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$275,680 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$198,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$275,680

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySurry
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.20.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 350 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cedar Ridge Elementary SchoolB+
Elementary · Grades PK–5 · 5.2 mi
H
North Surry High SchoolC-
High · Grades 9–12 · 12.2 mi
M
J. Sam Gentry Middle SchoolC+
Middle · Grades 6–8 · 13.2 mi

District: Surry County Schools

Neighborhood · ZIP 27024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,795
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,424
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,129
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1663 Ramey Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Surry County
  • Costs more per square foot than 97% of homes in Surry County
  • Has a bigger lot than 94% of homes in Surry County
  • Newer than 70% of homes in Surry County

What homes are worth in Lowgap 27024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$800K

This home is worth more than 87% of homes in Lowgap 27024.

How it measures up in Lowgap 27024

The dot is this home. The mark in the middle is the typical home in Lowgap 27024.

Estimated value$464,663
CheaperTypical $224,912Pricier

Pricier than 87% of homes nearby

Price per ft²$303
CheaperTypical $164Pricier

Pricier than 89% of homes nearby

Living area1,536 ft²
SmallerTypical 1,421 ft²Bigger

Bigger than 60% of homes nearby

Lot size20.1 ac
SmallerTypical 3.05 acBigger

Bigger than 89% of homes nearby

Year built1990
OlderTypical 1984Newer

Newer than 58% of homes nearby

How 1663 Ramey Creek Rd ranks against every home in each area.
MeasureThis homeLowgap 27024Surry County
Estimated valuepricier than$464,66387% of homes91% of homes
Price per ft²pricier than$30389% of homes97% of homes
Living areabigger than1,536 ft²60% of homes53% of homes
Lot sizebigger than20.1 ac89% of homes94% of homes
Year builtnewer than199058% of homes70% of homes

About 1663 Ramey Creek Rd

How much is 1663 Ramey Creek Rd, Lowgap, NC worth?

The TopHap Estimate for 1663 Ramey Creek Rd, Lowgap, NC is $464,663 as of Jul 14, 2026. The likely range is $353,387 to $575,939. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1663 Ramey Creek Rd, Lowgap, NC?

1663 Ramey Creek Rd, Lowgap, NC has 3 bedrooms, 2 bathrooms, 1,536 square feet of living space and a 20.10-acre lot.

When was 1663 Ramey Creek Rd, Lowgap, NC built?

1663 Ramey Creek Rd, Lowgap, NC was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 1663 Ramey Creek Rd, Lowgap, NC?

1663 Ramey Creek Rd, Lowgap, NC is assigned to Cedar Ridge Elementary School (elementary), rated B+; North Surry High School (high), rated C-; J. Sam Gentry Middle School (middle), rated C+. All sit in Surry County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1663 Ramey Creek Rd, Lowgap, NC compare to other homes in Lowgap 27024?

Among the 1,007 homes in Lowgap 27024, it is worth more than 87% of them ($464,663 against a typical $224,912), its price per square foot is higher than 89% of them ($303 against a typical $164), it is bigger than 60% of them (1,536 ft² against a typical 1,421 ft²), its lot is bigger than 89% of them (20.1 ac against a typical 3.05 ac) and it is newer than 58% of them (1990 against a typical 1984). Measured against all of Surry County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1663 Ramey Creek Rd, Lowgap, NC?

The 2025 property tax bill for 1663 Ramey Creek Rd, Lowgap, NC was $1,709. The county assessed it at $275,680.

Closest homes

More homes in Lowgap 27024

Assigned schools

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