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Single Family ResidenceResidential
$160,575$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

168 JAY ST

CLEVELAND, AL 35049
2
Baths
1,676 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$161K
$137K low$184K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,075
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,860
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,500
THE HOMETOWN BANK OF ALABAMA · recorded Oct 10, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$503 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,480 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,820

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBlount
Lot (acres)The size of the land the home sits on, from county records.0.60
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Yes - Type Unknown

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cleveland High SchoolB
Middle · Grades 7–12 · 1.0 mi
E
Cleveland Elementary SchoolA
Elementary · Grades PK–6 · 1.1 mi

District: Blount County School District

Neighborhood · ZIP 35049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,956
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,268
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,411
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

168 Jay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Blount County
  • Costs less per square foot than 81% of homes in Blount County
  • Has a smaller lot than 79% of homes in Blount County
  • Older than 65% of homes in Cleveland 35049

What homes are worth in Cleveland 35049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$617K

This home is worth more than 28% of homes in Cleveland 35049.

How it measures up in Cleveland 35049

The dot is this home. The mark in the middle is the typical home in Cleveland 35049.

Estimated value$160,575
CheaperTypical $210,197Pricier

Pricier than 28% of homes nearby

Price per ft²$96
CheaperTypical $126Pricier

Pricier than 23% of homes nearby

Living area1,676 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.6 ac
SmallerTypical 1.2 acBigger

Bigger than 23% of homes nearby

Year built1978
OlderTypical 1991Newer

Newer than 35% of homes nearby

How 168 Jay St ranks against every home in each area.
MeasureThis homeCleveland 35049Blount County
Estimated valuepricier than$160,57528% of homes25% of homes
Price per ft²pricier than$9623% of homes19% of homes
Living areabigger than1,676 ft²54% of homes54% of homes
Lot sizebigger than0.6 ac23% of homes21% of homes
Year builtnewer than197835% of homes37% of homes

About 168 Jay St

How much is 168 Jay St, Cleveland, AL worth?

The TopHap Estimate for 168 Jay St, Cleveland, AL is $160,575 as of Jul 14, 2026. The likely range is $137,145 to $184,005. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 168 Jay St, Cleveland, AL?

168 Jay St, Cleveland, AL has 2 bathrooms, 1,676 square feet of living space and a 0.60-acre lot.

When was 168 Jay St, Cleveland, AL built?

168 Jay St, Cleveland, AL was built in 1978, making it 48 years old.

What schools serve 168 Jay St, Cleveland, AL?

168 Jay St, Cleveland, AL is assigned to Cleveland High School (middle), rated B; Cleveland Elementary School (elementary), rated A. All sit in Blount County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 168 Jay St, Cleveland, AL compare to other homes in Cleveland 35049?

Among the 1,427 homes in Cleveland 35049, it is worth more than 28% of them ($160,575 against a typical $210,197), its price per square foot is higher than 23% of them ($96 against a typical $126), it is bigger than 54% of them (1,676 ft² against a typical 1,624 ft²), its lot is bigger than 23% of them (0.6 ac against a typical 1.2 ac) and it is newer than 35% of them (1978 against a typical 1991). Measured against all of Blount County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 168 Jay St, Cleveland, AL?

The 2025 property tax bill for 168 Jay St, Cleveland, AL was $503. The county assessed it at $15,480.

Closest homes

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Assigned schools

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