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Single Family ResidenceResidential
$973,287$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $79,900 on Mar 8, 1990

1681 RIVER RIDGE DR

SPRING VALLEY, OH 45370
4
Beds
5
Baths
4,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$973K
$776K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,900 · Mar 8, 1990
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$199,987
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,990
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$468,000
NATIONAL CITY MORTGAGE CO · R · recorded Apr 17, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$305,300
PNC MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,201 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$289,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,440
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$289,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$826,740

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyGREENE
Lot (acres)The size of the land the home sits on, from county records.15.86
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bellbrook High SchoolA
High · Grades 9–12 · 1.0 mi
M
Bellbrook Middle SchoolA+
Middle · Grades 6–8 · 1.5 mi
E
Stephen Bell Elementary
Elementary · Grades KG–2 · 2.2 mi

District: Bellbrook-Sugarcreek Local School District

Neighborhood · ZIP 45370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.209
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,966
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.139 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,775
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,981
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1681 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Greene County
  • Costs more per square foot than 80% of homes in Greene County
  • Among the largest homes in Greene County
  • Among the largest lots in Greene County
  • Newer than 75% of homes in Spring Valley 45370

What homes are worth in Spring Valley 45370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$1.1M

This home is worth more than 96% of homes in Spring Valley 45370.

How it measures up in Spring Valley 45370

The dot is this home. The mark in the middle is the typical home in Spring Valley 45370.

Estimated value$973,287
CheaperTypical $378,415Pricier

Pricier than 96% of homes nearby

Price per ft²$217
CheaperTypical $188Pricier

Pricier than 63% of homes nearby

Living area4,476 ft²
SmallerTypical 2,030 ft²Bigger

Bigger than 98% of homes nearby

Lot size15.86 ac
SmallerTypical 2.29 acBigger

Bigger than almost all homes nearby

Year built1994
OlderTypical 1972Newer

Newer than 75% of homes nearby

How 1681 River Ridge Dr ranks against every home in each area.
MeasureThis homeSpring Valley 45370Greene County
Estimated valuepricier than$973,28796% of homesalmost all homes
Price per ft²pricier than$21763% of homes80% of homes
Living areabigger than4,476 ft²98% of homesalmost all homes
Lot sizebigger than15.86 acalmost all homesalmost all homes
Year builtnewer than199475% of homes73% of homes

About 1681 River Ridge Dr

How much is 1681 River Ridge Dr, Spring Valley, OH worth?

The TopHap Estimate for 1681 River Ridge Dr, Spring Valley, OH is $973,287 as of Jul 14, 2026. The likely range is $775,855 to $1,170,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1681 River Ridge Dr, Spring Valley, OH last sell?

1681 River Ridge Dr, Spring Valley, OH last sold on Mar 8, 1990 for $79,900, according to the county's recorded deed.

How big is 1681 River Ridge Dr, Spring Valley, OH?

1681 River Ridge Dr, Spring Valley, OH has 4 bedrooms, 5 bathrooms, 4,476 square feet of living space and a 15.86-acre lot.

When was 1681 River Ridge Dr, Spring Valley, OH built?

1681 River Ridge Dr, Spring Valley, OH was built in 1994, making it 32 years old. It is a contemporary home. The building has 2 stories.

What schools serve 1681 River Ridge Dr, Spring Valley, OH?

1681 River Ridge Dr, Spring Valley, OH is assigned to Bellbrook High School (high), rated A; Bellbrook Middle School (middle), rated A+; Stephen Bell Elementary (elementary). All sit in Bellbrook-Sugarcreek Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1681 River Ridge Dr, Spring Valley, OH compare to other homes in Spring Valley 45370?

Among the 798 homes in Spring Valley 45370, it is worth more than 96% of them ($973,287 against a typical $378,415), its price per square foot is higher than 63% of them ($217 against a typical $188), it is bigger than 98% of them (4,476 ft² against a typical 2,030 ft²), its lot is bigger than almost all of them (15.86 ac against a typical 2.29 ac) and it is newer than 75% of them (1994 against a typical 1972). Measured against all of Greene County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1681 River Ridge Dr, Spring Valley, OH?

The 2025 property tax bill for 1681 River Ridge Dr, Spring Valley, OH was $16,201. The county assessed it at $289,360.

More homes on River Ridge Dr

Closest homes

More homes in Spring Valley 45370

Assigned schools

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