Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$388,519$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16909 CLEAR SPRING TER

MINNETONKA, MN 55345
4
Beds
3.8
Baths
1,696 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$389K
$327K low$450K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$218,519
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$174,815
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,000
EVERETT FINANCIAL INC · recorded Jan 19, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
FIRST MINNETONKA CITY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,150 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$457,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$225,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$451,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$457,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENNEPIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.76
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²Patio · 128 ft²Porch · 320 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Minnetonka High SchoolA+
High · Grades 9–12 · 0.8 mi
E
Clear Springs ElementaryA
Elementary · Grades KG–5 · 0.9 mi
M
Minnetonka Middle School WestA
Middle · Grades 6–8 · 4.5 mi

District: Minnetonka Public School District

Neighborhood · ZIP 55345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,380
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,931 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$130,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,732
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16909 Clear Spring Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Hennepin County
  • Costs less per square foot than 67% of homes in Minnetonka 55345
  • Bigger than 78% of homes in Spring Hill Park
  • Has a bigger lot than 96% of homes in Spring Hill Park
  • Newer than 68% of homes in Spring Hill Park

What homes are worth in Minnetonka 55345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$1.2M

This home is worth more than 45% of homes in Minnetonka 55345.

How it measures up in Minnetonka 55345

The dot is this home. The mark in the middle is the typical home in Minnetonka 55345.

Estimated value$388,519
CheaperTypical $404,454Pricier

Pricier than 45% of homes nearby

Price per ft²$229
CheaperTypical $254Pricier

Pricier than 33% of homes nearby

Living area1,696 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.76 ac
SmallerTypical 0.51 acBigger

Bigger than 86% of homes nearby

Year built1966
OlderTypical 1968Newer

Newer than 46% of homes nearby

How 16909 Clear Spring Ter ranks against every home in each area.
MeasureThis homeSpring Hill ParkMinnetonka 55345Hennepin County
Estimated valuepricier than$388,51967% of homes45% of homes68% of homes
Price per ft²pricier than$22942% of homes33% of homes53% of homes
Living areabigger than1,696 ft²78% of homes60% of homes67% of homes
Lot sizebigger than0.76 ac96% of homes86% of homes84% of homes
Year builtnewer than196668% of homes46% of homes47% of homes

About 16909 Clear Spring Ter

How much is 16909 Clear Spring Ter, Minnetonka, MN worth?

The TopHap Estimate for 16909 Clear Spring Ter, Minnetonka, MN is $388,519 as of Jul 14, 2026. The likely range is $326,926 to $450,112. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16909 Clear Spring Ter, Minnetonka, MN last sell?

16909 Clear Spring Ter, Minnetonka, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 16909 Clear Spring Ter, Minnetonka, MN?

16909 Clear Spring Ter, Minnetonka, MN has 4 bedrooms, 3.8 bathrooms, 1,696 square feet of living space and a 0.76-acre lot.

When was 16909 Clear Spring Ter, Minnetonka, MN built?

16909 Clear Spring Ter, Minnetonka, MN was built in 1966, making it 60 years old. The building has 2 stories.

What schools serve 16909 Clear Spring Ter, Minnetonka, MN?

16909 Clear Spring Ter, Minnetonka, MN is assigned to Minnetonka High School (high), rated A+; Clear Springs Elementary (elementary), rated A; Minnetonka Middle School West (middle), rated A. All sit in Minnetonka Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16909 Clear Spring Ter, Minnetonka, MN compare to other homes in Minnetonka 55345?

Among the 7,968 homes in Minnetonka 55345, it is worth more than 45% of them ($388,519 against a typical $404,454), its price per square foot is higher than 33% of them ($229 against a typical $254), it is bigger than 60% of them (1,696 ft² against a typical 1,536 ft²), its lot is bigger than 86% of them (0.76 ac against a typical 0.51 ac) and it is newer than 46% of them (1966 against a typical 1968). Measured against all of Hennepin County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16909 Clear Spring Ter, Minnetonka, MN?

The 2025 property tax bill for 16909 Clear Spring Ter, Minnetonka, MN was $6,150. The county assessed it at $457,600.

Closest homes

More homes in Minnetonka 55345

Assigned schools

Explore the area

See this home in context

Open 16909 Clear Spring Ter on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map