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Single Family ResidenceResidential
$117,695$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

17197 STATE ROUTE 109

CLAY, KY 42404
2
Beds
1
Baths
536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$118K
$100K low$136K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$801 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,005 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,005
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,005
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,005

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sturgis Elementary SchoolB
Elementary · Grades KG–5 · 5.1 mi
M
Union County Middle SchoolD+
Middle · Grades 6–8 · 9.3 mi
H
Union County High SchoolC
High · Grades 9–12 · 9.4 mi

District: Union County School District

Neighborhood · ZIP 42404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,621
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,692
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,788
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

17197 State Route 109 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 98% of homes in Clay 42404
  • Smaller than 98% of homes in Clay 42404
  • Has a bigger lot than 76% of homes in Union County

What homes are worth in Clay 42404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$314K

This home is worth more than 59% of homes in Clay 42404.

How it measures up in Clay 42404

The dot is this home. The mark in the middle is the typical home in Clay 42404.

Estimated value$117,695
CheaperTypical $99,549Pricier

Pricier than 59% of homes nearby

Price per ft²$220
CheaperTypical $74Pricier

Pricier than 98% of homes nearby

Living area536 ft²
SmallerTypical 1,353 ft²Bigger

Bigger than 2% of homes nearby

Lot size2 ac
SmallerTypical 1.55 acBigger

Bigger than 58% of homes nearby

How 17197 State Route 109 ranks against every home in each area.
MeasureThis homeClay 42404Union County
Estimated valuepricier than$117,69559% of homes52% of homes
Price per ft²pricier than$22098% of homes68% of homes
Living areabigger than536 ft²2% of homes22% of homes
Lot sizebigger than2 ac58% of homes76% of homes

About 17197 State Route 109

How much is 17197 State Route 109, Clay, KY worth?

The TopHap Estimate for 17197 State Route 109, Clay, KY is $117,695 as of Aug 30, 2026. The likely range is $99,770 to $135,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 17197 State Route 109, Clay, KY?

17197 State Route 109, Clay, KY has 2 bedrooms, 1 bathrooms, 536 square feet of living space and a 2.00-acre lot.

What schools serve 17197 State Route 109, Clay, KY?

17197 State Route 109, Clay, KY is assigned to Sturgis Elementary School (elementary), rated B; Union County Middle School (middle), rated D+; Union County High School (high), rated C. All sit in Union County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 17197 State Route 109, Clay, KY compare to other homes in Clay 42404?

Among the 1,113 homes in Clay 42404, it is worth more than 59% of them ($117,695 against a typical $99,549), its price per square foot is higher than 98% of them ($220 against a typical $74), it is bigger than 2% of them (536 ft² against a typical 1,353 ft²) and its lot is bigger than 58% of them (2 ac against a typical 1.55 ac). Measured against all of Union County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 17197 State Route 109, Clay, KY?

The 2025 property tax bill for 17197 State Route 109, Clay, KY was $801. The county assessed it at $127,005.

More homes on State Route 109

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More homes in Clay 42404

Assigned schools

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