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Single Family ResidenceResidential
$296,637
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $10,000 on Jun 13, 2025

17406 STATE ROUTE 109

CLAY, KY 42404
0
Baths
2.66 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$297K
$240K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,000 · Jun 13, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,984 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$242,035 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,610
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,425
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,035
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$242,035

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.2.66

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sturgis Elementary SchoolC-
Elementary · Grades KG–5 · 5.4 mi
M
Union County Middle SchoolD-
Middle · Grades 6–8 · 9.4 mi
H
Union County High SchoolD+
High · Grades 9–12 · 9.6 mi

District: Union County School District

Neighborhood · ZIP 42404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,621
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,692
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,788
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

17406 State Route 109 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Clay 42404
  • Has a bigger lot than 80% of homes in Union County

What homes are worth in Clay 42404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$319K

This home is worth more than 97% of homes in Clay 42404.

How it measures up in Clay 42404

The dot is this home. The mark in the middle is the typical home in Clay 42404.

Estimated value$296,637
CheaperTypical $101,279Pricier

Pricier than 97% of homes nearby

Lot size2.66 ac
SmallerTypical 1.5 acBigger

Bigger than 66% of homes nearby

How 17406 State Route 109 ranks against every home in each area.
MeasureThis homeClay 42404Union County
Estimated valuepricier than$296,63797% of homes94% of homes
Lot sizebigger than2.66 ac66% of homes80% of homes

About 17406 State Route 109

How much is 17406 State Route 109, Clay, KY worth?

The TopHap Estimate for 17406 State Route 109, Clay, KY is $296,637 as of Sep 24, 2026. The likely range is $240,230 to $353,044. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 17406 State Route 109, Clay, KY last sell?

17406 State Route 109, Clay, KY last sold on Jun 13, 2025 for $10,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 17406 State Route 109, Clay, KY?

17406 State Route 109, Clay, KY is assigned to Sturgis Elementary School (elementary), rated C-; Union County Middle School (middle), rated D-; Union County High School (high), rated D+. All sit in Union County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 17406 State Route 109, Clay, KY compare to other homes in Clay 42404?

Among the 1,113 homes in Clay 42404, it is worth more than 97% of them ($296,637 against a typical $101,279) and its lot is bigger than 66% of them (2.66 ac against a typical 1.5 ac). Measured against all of Union County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 17406 State Route 109, Clay, KY?

The 2025 property tax bill for 17406 State Route 109, Clay, KY was $1,984. The county assessed it at $242,035.

More homes on State Route 109

Closest homes

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Assigned schools

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