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Single Family ResidenceResidential
$382,123$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

178 RAPIDS XING

MURPHY, NC 28906
4
Beds
4 / 1
Baths
2,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$382K
$322K low$442K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$382,123
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$305,698

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,467 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,350 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$340,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,350

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.2.22
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 764 ft²Porch · 360 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ranger Elementary & Middle SchoolC+
Elementary · Grades PK–8 · 1.9 mi
H
Hiwassee Dam High SchoolB
High · Grades 9–12 · 8.2 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

178 Rapids Xing measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Cherokee County
  • Costs less per square foot than 67% of homes in Murphy 28906
  • Bigger than 90% of homes in Murphy 28906
  • Has a bigger lot than 66% of homes in Murphy 28906
  • Newer than 83% of homes in Cherokee County

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$692K

This home is worth more than 76% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$382,123
CheaperTypical $277,122Pricier

Pricier than 76% of homes nearby

Price per ft²$181
CheaperTypical $226Pricier

Pricier than 33% of homes nearby

Living area2,112 ft²
SmallerTypical 1,319 ft²Bigger

Bigger than 90% of homes nearby

Lot size2.22 ac
SmallerTypical 1.34 acBigger

Bigger than 66% of homes nearby

Year built2007
OlderTypical 1996Newer

Newer than 81% of homes nearby

How 178 Rapids Xing ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$382,12376% of homes79% of homes
Price per ft²pricier than$18133% of homes39% of homes
Living areabigger than2,112 ft²90% of homes89% of homes
Lot sizebigger than2.22 ac66% of homes66% of homes
Year builtnewer than200781% of homes83% of homes

About 178 Rapids Xing

How much is 178 Rapids Xing, Murphy, NC worth?

The TopHap Estimate for 178 Rapids Xing, Murphy, NC is $382,123 as of Jul 14, 2026. The likely range is $322,127 to $442,119. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 178 Rapids Xing, Murphy, NC last sell?

178 Rapids Xing, Murphy, NC last sold on Apr 1, 2017, according to the county's recorded deed.

How big is 178 Rapids Xing, Murphy, NC?

178 Rapids Xing, Murphy, NC has 4 bedrooms, 4 bathrooms, 2,112 square feet of living space and a 2.22-acre lot.

When was 178 Rapids Xing, Murphy, NC built?

178 Rapids Xing, Murphy, NC was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 178 Rapids Xing, Murphy, NC?

178 Rapids Xing, Murphy, NC is assigned to Ranger Elementary & Middle School (elementary), rated C+; Hiwassee Dam High School (high), rated B. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 178 Rapids Xing, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 76% of them ($382,123 against a typical $277,122), its price per square foot is higher than 33% of them ($181 against a typical $226), it is bigger than 90% of them (2,112 ft² against a typical 1,319 ft²), its lot is bigger than 66% of them (2.22 ac against a typical 1.34 ac) and it is newer than 81% of them (2007 against a typical 1996). Measured against all of Cherokee County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 178 Rapids Xing, Murphy, NC?

The 2025 property tax bill for 178 Rapids Xing, Murphy, NC was $2,467. The county assessed it at $340,350.

Closest homes

More homes in Murphy 28906

Assigned schools

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