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Single Family ResidenceResidential
$576,346$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

178 THREE RIVERS RD

WILBRAHAM, MA 01095
3
Beds
3
Baths
2,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.95 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$576K
$533K low$619K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,346
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,477
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$320,000
MACKINAC SAVINGS BANK · recorded Oct 12, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,000
WESTFIELD BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,932 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$555,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$470,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$658,920

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.5.95
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wilbraham Middle SchoolB+
Middle · Grades 6–8 · 3.6 mi
E
Mile Tree Elementary School
Elementary · Grades PK–1 · 4.1 mi
H
Minnechaug Regional High SchoolB+
High · Grades 9–12 · 4.3 mi

District: Hampden-Wilbraham School District

Neighborhood · ZIP 01095These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.34
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.14,764
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.648 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,388
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,603
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

178 Three Rivers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Hampden County
  • Costs less per square foot than 78% of homes in Wilbraham 01095
  • Bigger than 86% of homes in Hampden County
  • Has a bigger lot than 95% of homes in Hampden County
  • Newer than 94% of homes in Hampden County

What homes are worth in Wilbraham 01095

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$894K

This home is worth more than 76% of homes in Wilbraham 01095.

How it measures up in Wilbraham 01095

The dot is this home. The mark in the middle is the typical home in Wilbraham 01095.

Estimated value$576,346
CheaperTypical $465,691Pricier

Pricier than 76% of homes nearby

Price per ft²$226
CheaperTypical $251Pricier

Pricier than 22% of homes nearby

Living area2,552 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 81% of homes nearby

Lot size5.95 ac
SmallerTypical 0.76 acBigger

Bigger than 88% of homes nearby

Year built2002
OlderTypical 1966Newer

Newer than 89% of homes nearby

How 178 Three Rivers Rd ranks against every home in each area.
MeasureThis homeWilbraham 01095Hampden County
Estimated valuepricier than$576,34676% of homes91% of homes
Price per ft²pricier than$22622% of homes35% of homes
Living areabigger than2,552 ft²81% of homes86% of homes
Lot sizebigger than5.95 ac88% of homes95% of homes
Year builtnewer than200289% of homes94% of homes

About 178 Three Rivers Rd

How much is 178 Three Rivers Rd, Wilbraham, MA worth?

The TopHap Estimate for 178 Three Rivers Rd, Wilbraham, MA is $576,346 as of Jul 14, 2026. The likely range is $533,470 to $619,222. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 178 Three Rivers Rd, Wilbraham, MA last sell?

178 Three Rivers Rd, Wilbraham, MA last sold on Jul 5, 2017, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 178 Three Rivers Rd, Wilbraham, MA?

178 Three Rivers Rd, Wilbraham, MA has 3 bedrooms, 3 bathrooms, 2,552 square feet of living space and a 5.95-acre lot.

When was 178 Three Rivers Rd, Wilbraham, MA built?

178 Three Rivers Rd, Wilbraham, MA was built in 2002, making it 24 years old. It is a colonial home. The building has 2 stories.

What schools serve 178 Three Rivers Rd, Wilbraham, MA?

178 Three Rivers Rd, Wilbraham, MA is assigned to Wilbraham Middle School (middle), rated B+; Mile Tree Elementary School (elementary); Minnechaug Regional High School (high), rated B+. All sit in Hampden-Wilbraham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 178 Three Rivers Rd, Wilbraham, MA compare to other homes in Wilbraham 01095?

Among the 5,413 homes in Wilbraham 01095, it is worth more than 76% of them ($576,346 against a typical $465,691), its price per square foot is higher than 22% of them ($226 against a typical $251), it is bigger than 81% of them (2,552 ft² against a typical 1,872 ft²), its lot is bigger than 88% of them (5.95 ac against a typical 0.76 ac) and it is newer than 89% of them (2002 against a typical 1966). Measured against all of Hampden County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 178 Three Rivers Rd, Wilbraham, MA?

The 2025 property tax bill for 178 Three Rivers Rd, Wilbraham, MA was $9,932. The county assessed it at $555,500.

Closest homes

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Assigned schools

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