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Rural ResidenceResidential
$1,265,475$807 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18 RIVERVIEW DR

GARDINER, MT 59030
3
Beds
2
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$946,975
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$757,580
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,000
WELLS FARGO BANK NA · recorded Jan 19, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,500
NAPUS FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,656 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,073,281 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,073,281
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,073,281

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.124 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPark
Lot (acres)The size of the land the home sits on, from county records.3.54
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gardiner High SchoolB+
High · Grades 9–12 · 3.1 mi
E
Gardiner School
Elementary · Grades PK–6 · 3.1 mi
M
Gardiner 7-8
Middle · Grades 7–8 · 3.1 mi

District: Gardiner High School District

Neighborhood · ZIP 59030These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.211

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,129
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,152
Average tempThe average temperature here across a full year.33°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18 Riverview Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Park County
  • Costs more per square foot than 84% of homes in Park County
  • Bigger than 67% of homes in Gardiner 59030
  • Has a bigger lot than 75% of homes in Gardiner 59030
  • Newer than 67% of homes in Gardiner 59030

What homes are worth in Gardiner 59030

Each bar is how many homes fall in that price range. The marker is this home.

This home
$444K$2.5M

This home is worth more than 81% of homes in Gardiner 59030.

How it measures up in Gardiner 59030

The dot is this home. The mark in the middle is the typical home in Gardiner 59030.

Estimated value$1,265,475
CheaperTypical $923,678Pricier

Pricier than 81% of homes nearby

Price per ft²$807
CheaperTypical $675Pricier

Pricier than 73% of homes nearby

Living area1,568 ft²
SmallerTypical 1,309 ft²Bigger

Bigger than 67% of homes nearby

Lot size3.54 ac
SmallerTypical 0.83 acBigger

Bigger than 75% of homes nearby

Year built1995
OlderTypical 1984Newer

Newer than 67% of homes nearby

How 18 Riverview Dr ranks against every home in each area.
MeasureThis homeGardiner 59030Park County
Estimated valuepricier than$1,265,47581% of homes84% of homes
Price per ft²pricier than$80773% of homes84% of homes
Living areabigger than1,568 ft²67% of homes63% of homes
Lot sizebigger than3.54 ac75% of homes65% of homes
Year builtnewer than199567% of homes63% of homes

About 18 Riverview Dr

How much is 18 Riverview Dr, Gardiner, MT worth?

The TopHap Estimate for 18 Riverview Dr, Gardiner, MT is $1,265,475 as of Jul 14, 2026. The likely range is $1,158,966 to $1,371,984. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18 Riverview Dr, Gardiner, MT last sell?

18 Riverview Dr, Gardiner, MT last sold on May 21, 1998, according to the county's recorded deed.

How big is 18 Riverview Dr, Gardiner, MT?

18 Riverview Dr, Gardiner, MT has 3 bedrooms, 2 bathrooms, 1,568 square feet of living space and a 3.54-acre lot.

When was 18 Riverview Dr, Gardiner, MT built?

18 Riverview Dr, Gardiner, MT was built in 1995, making it 31 years old. It is a ranch home. The building has 1 story.

What schools serve 18 Riverview Dr, Gardiner, MT?

18 Riverview Dr, Gardiner, MT is assigned to Gardiner High School (high), rated B+; Gardiner School (elementary); Gardiner 7-8 (middle). All sit in Gardiner High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18 Riverview Dr, Gardiner, MT compare to other homes in Gardiner 59030?

Among the 625 homes in Gardiner 59030, it is worth more than 81% of them ($1,265,475 against a typical $923,678), its price per square foot is higher than 73% of them ($807 against a typical $675), it is bigger than 67% of them (1,568 ft² against a typical 1,309 ft²), its lot is bigger than 75% of them (3.54 ac against a typical 0.83 ac) and it is newer than 67% of them (1995 against a typical 1984). Measured against all of Park County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18 Riverview Dr, Gardiner, MT?

The 2025 property tax bill for 18 Riverview Dr, Gardiner, MT was $3,656. The county assessed it at $1,073,281.

Closest homes

More homes in Gardiner 59030

Assigned schools

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