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Single Family ResidenceResidential
$377,921$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18 RIVERWOOD CIR

EFFINGHAM, NH 03882
2
Beds
2.5
Baths
2,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$378K
$351K low$405K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$233,014
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$186,411
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,907
CITIBANK FSB · recorded May 17, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,673 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$433,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$339,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$215,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$368,505

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.3.59
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Effingham Elementary SchoolB+
Elementary · Grades KG–6 · 5.3 mi
M
Kingswood Regional Middle SchoolB-
Middle · Grades 7–8 · 12.1 mi
H
Kingswood Regional High SchoolB
High · Grades 9–12 · 12.2 mi

District: Governor Wentworth Regional School District

Neighborhood · ZIP 03882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,683
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18 Riverwood Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Carroll County
  • Costs less per square foot than 93% of homes in Carroll County
  • Bigger than 79% of homes in Effingham 03882
  • Has a bigger lot than 80% of homes in Carroll County

What homes are worth in Effingham 03882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$753K

This home is worth more than 52% of homes in Effingham 03882.

How it measures up in Effingham 03882

The dot is this home. The mark in the middle is the typical home in Effingham 03882.

Estimated value$377,921
CheaperTypical $375,000Pricier

Pricier than 52% of homes nearby

Price per ft²$182
CheaperTypical $228Pricier

Pricier than 22% of homes nearby

Living area2,074 ft²
SmallerTypical 1,310 ft²Bigger

Bigger than 79% of homes nearby

Lot size3.59 ac
SmallerTypical 2.7 acBigger

Bigger than 56% of homes nearby

Year built1986
OlderTypical 1990Newer

Newer than 43% of homes nearby

How 18 Riverwood Cir ranks against every home in each area.
MeasureThis homeEffingham 03882Carroll County
Estimated valuepricier than$377,92152% of homes25% of homes
Price per ft²pricier than$18222% of homes7% of homes
Living areabigger than2,074 ft²79% of homes66% of homes
Lot sizebigger than3.59 ac56% of homes80% of homes
Year builtnewer than198643% of homes55% of homes

About 18 Riverwood Cir

How much is 18 Riverwood Cir, Effingham, NH worth?

The TopHap Estimate for 18 Riverwood Cir, Effingham, NH is $377,921 as of Jul 14, 2026. The likely range is $350,529 to $405,313. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18 Riverwood Cir, Effingham, NH last sell?

18 Riverwood Cir, Effingham, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 18 Riverwood Cir, Effingham, NH?

18 Riverwood Cir, Effingham, NH has 2 bedrooms, 2.5 bathrooms, 2,074 square feet of living space and a 3.59-acre lot.

When was 18 Riverwood Cir, Effingham, NH built?

18 Riverwood Cir, Effingham, NH was built in 1986, making it 40 years old. It is a cape cod home. The building has 2 stories.

What schools serve 18 Riverwood Cir, Effingham, NH?

18 Riverwood Cir, Effingham, NH is assigned to Effingham Elementary School (elementary), rated B+; Kingswood Regional Middle School (middle), rated B-; Kingswood Regional High School (high), rated B. All sit in Governor Wentworth Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18 Riverwood Cir, Effingham, NH compare to other homes in Effingham 03882?

Among the 1,192 homes in Effingham 03882, it is worth more than 52% of them ($377,921 against a typical $375,000), its price per square foot is higher than 22% of them ($182 against a typical $228), it is bigger than 79% of them (2,074 ft² against a typical 1,310 ft²), its lot is bigger than 56% of them (3.59 ac against a typical 2.7 ac) and it is newer than 43% of them (1986 against a typical 1990). Measured against all of Carroll County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18 Riverwood Cir, Effingham, NH?

The 2025 property tax bill for 18 Riverwood Cir, Effingham, NH was $6,673. The county assessed it at $433,900.

Closest homes

More homes in Effingham 03882

Assigned schools

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