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Single Family ResidenceResidential
$517,294$373 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18 SPRUCE RIDGE DR

CHEPACHET, RI 02814
3
Beds
3
Baths
1,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$517K
$417K low$618K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$140,511
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$112,409
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$229,883
MAVERICK FUNDING CORP · recorded Aug 10, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,900
CITIZENS BANK OF RI
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,762 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$474,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$322,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.55 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyPROVIDENCE
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fogarty MemorialA+
Elementary · Grades KG–5 · 3.6 mi
M
Ponaganset Middle SchoolC
Middle · Grades 6–8 · 5.0 mi
H
Ponaganset High SchoolA-
High · Grades 9–12 · 6.3 mi

District: Glocester Elementary School District

Neighborhood · ZIP 02814These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.8,285
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,757
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18 Spruce Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Providence County
  • Costs more per square foot than 75% of homes in Providence County
  • Has a bigger lot than 94% of homes in Providence County
  • Among the newest homes in Providence County

What homes are worth in Chepachet 02814

Each bar is how many homes fall in that price range. The marker is this home.

This home
$233K$927K

This home is worth more than 52% of homes in Chepachet 02814.

How it measures up in Chepachet 02814

The dot is this home. The mark in the middle is the typical home in Chepachet 02814.

Estimated value$517,294
CheaperTypical $510,096Pricier

Pricier than 52% of homes nearby

Price per ft²$373
CheaperTypical $331Pricier

Pricier than 73% of homes nearby

Living area1,386 ft²
SmallerTypical 1,441 ft²Bigger

Bigger than 47% of homes nearby

Lot size2 ac
SmallerTypical 1.38 acBigger

Bigger than 56% of homes nearby

Year built2020
OlderTypical 1976Newer

Newer than 96% of homes nearby

How 18 Spruce Ridge Dr ranks against every home in each area.
MeasureThis homeChepachet 02814Providence County
Estimated valuepricier than$517,29452% of homes68% of homes
Price per ft²pricier than$37373% of homes75% of homes
Living areabigger than1,386 ft²47% of homes40% of homes
Lot sizebigger than2 ac56% of homes94% of homes
Year builtnewer than202096% of homesalmost all homes

About 18 Spruce Ridge Dr

How much is 18 Spruce Ridge Dr, Chepachet, RI worth?

The TopHap Estimate for 18 Spruce Ridge Dr, Chepachet, RI is $517,294 as of Jul 14, 2026. The likely range is $417,011 to $617,577. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18 Spruce Ridge Dr, Chepachet, RI last sell?

18 Spruce Ridge Dr, Chepachet, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 18 Spruce Ridge Dr, Chepachet, RI?

18 Spruce Ridge Dr, Chepachet, RI has 3 bedrooms, 3 bathrooms, 1,386 square feet of living space and a 2.00-acre lot.

When was 18 Spruce Ridge Dr, Chepachet, RI built?

18 Spruce Ridge Dr, Chepachet, RI was built in 2020, making it 6 years old. It is a raised ranch home. The building has 1 story.

What schools serve 18 Spruce Ridge Dr, Chepachet, RI?

18 Spruce Ridge Dr, Chepachet, RI is assigned to Fogarty Memorial (elementary), rated A+; Ponaganset Middle School (middle), rated C; Ponaganset High School (high), rated A-. All sit in Glocester Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18 Spruce Ridge Dr, Chepachet, RI compare to other homes in Chepachet 02814?

Among the 3,196 homes in Chepachet 02814, it is worth more than 52% of them ($517,294 against a typical $510,096), its price per square foot is higher than 73% of them ($373 against a typical $331), it is bigger than 47% of them (1,386 ft² against a typical 1,441 ft²), its lot is bigger than 56% of them (2 ac against a typical 1.38 ac) and it is newer than 96% of them (2020 against a typical 1976). Measured against all of Providence County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18 Spruce Ridge Dr, Chepachet, RI?

The 2025 property tax bill for 18 Spruce Ridge Dr, Chepachet, RI was $6,762. The county assessed it at $474,200.

Closest homes

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Assigned schools

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