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Rural ResidenceResidential
$986,428$464 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18 WHITE ROCK LN

WHITEHALL, MT 59759
1
Beds
2.5
Baths
2,124 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$986K
$940K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$166,428
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,142
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$820,000
GUM TREE MORTGAGE LLC · recorded Jan 21, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,470 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,106,331 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$987,153
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,106,331

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
54
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.40.00
ConstructionThe main material the home's frame and walls are built from.Log
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 60 ft²Patio · 96 ft²Porch · 84 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Twin Bridges High SchoolB+
High · Grades 9–12 · 14.2 mi
E
Twin Bridges SchoolB-
Elementary · Grades PK–4 · 14.2 mi
M
Twin Bridges Middle SchoolA-
Middle · Grades 5–8 · 14.2 mi

District: Twin Bridges K-12 Schools

Neighborhood · ZIP 59759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,379
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,131
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,334
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18 White Rock Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Whitehall 59759
  • Costs more per square foot than 71% of homes in Whitehall 59759
  • Bigger than 86% of homes in Whitehall 59759
  • Has a bigger lot than 92% of homes in Whitehall 59759
  • Newer than 75% of homes in Whitehall 59759

What homes are worth in Whitehall 59759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$207K$1.5M

This home is worth more than 90% of homes in Whitehall 59759.

How it measures up in Whitehall 59759

The dot is this home. The mark in the middle is the typical home in Whitehall 59759.

Estimated value$986,428
CheaperTypical $545,522Pricier

Pricier than 90% of homes nearby

Price per ft²$464
CheaperTypical $373Pricier

Pricier than 71% of homes nearby

Living area2,124 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 86% of homes nearby

Lot size40 ac
SmallerTypical 5.09 acBigger

Bigger than 92% of homes nearby

Year built2003
OlderTypical 1986Newer

Newer than 75% of homes nearby

How 18 White Rock Ln ranks against every home in each area.
MeasureThis homeWhitehall 59759Madison County
Estimated valuepricier than$986,42890% of homes58% of homes
Price per ft²pricier than$46471% of homes36% of homes
Living areabigger than2,124 ft²86% of homes71% of homes
Lot sizebigger than40 ac92% of homes90% of homes
Year builtnewer than200375% of homes58% of homes

About 18 White Rock Ln

How much is 18 White Rock Ln, Whitehall, MT worth?

The TopHap Estimate for 18 White Rock Ln, Whitehall, MT is $986,428 as of Jul 14, 2026. The likely range is $939,772 to $1,033,084. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18 White Rock Ln, Whitehall, MT last sell?

18 White Rock Ln, Whitehall, MT last sold on Jun 29, 2021, according to the county's recorded deed.

How big is 18 White Rock Ln, Whitehall, MT?

18 White Rock Ln, Whitehall, MT has 1 bedrooms, 2.5 bathrooms, 2,124 square feet of living space and a 40.00-acre lot.

When was 18 White Rock Ln, Whitehall, MT built?

18 White Rock Ln, Whitehall, MT was built in 2003, making it 23 years old. It is a rustic home. The building has 1 story.

What schools serve 18 White Rock Ln, Whitehall, MT?

18 White Rock Ln, Whitehall, MT is assigned to Twin Bridges High School (high), rated B+; Twin Bridges School (elementary), rated B-; Twin Bridges Middle School (middle), rated A-. All sit in Twin Bridges K-12 Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18 White Rock Ln, Whitehall, MT compare to other homes in Whitehall 59759?

Among the 1,845 homes in Whitehall 59759, it is worth more than 90% of them ($986,428 against a typical $545,522), its price per square foot is higher than 71% of them ($464 against a typical $373), it is bigger than 86% of them (2,124 ft² against a typical 1,404 ft²), its lot is bigger than 92% of them (40 ac against a typical 5.09 ac) and it is newer than 75% of them (2003 against a typical 1986). Measured against all of Madison County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18 White Rock Ln, Whitehall, MT?

The 2025 property tax bill for 18 White Rock Ln, Whitehall, MT was $4,470. The county assessed it at $1,106,331.

Closest homes

More homes in Whitehall 59759

Assigned schools

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