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Single Family ResidenceResidential
$123,407$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $110,000 on Sep 12, 2019

181 BOWLING ST

MANCHESTER, KY 40962
4
Beds
1
Baths
1,107 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$123K
$100K low$146K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Sep 12, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,313 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.69
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
60
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.3.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 288 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clay County Middle SchoolC+
Middle · Grades 7–8 · 0.9 mi
H
Clay County High SchoolB-
High · Grades 9–12 · 1.2 mi
E
Manchester Elementary SchoolA+
Elementary · Grades PK–6 · 1.2 mi

District: Clay County School District

Neighborhood · ZIP 40962These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.137
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.16,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,801
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

181 Bowling St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Clay County
  • Costs more per square foot than 90% of homes in Manchester 40962
  • Has a bigger lot than 69% of homes in Manchester 40962

What homes are worth in Manchester 40962

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$316K

This home is worth more than 74% of homes in Manchester 40962.

How it measures up in Manchester 40962

The dot is this home. The mark in the middle is the typical home in Manchester 40962.

Estimated value$123,407
CheaperTypical $80,855Pricier

Pricier than 74% of homes nearby

Price per ft²$111
CheaperTypical $65Pricier

Pricier than 90% of homes nearby

Living area1,107 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 42% of homes nearby

Lot size3.25 ac
SmallerTypical 1.14 acBigger

Bigger than 69% of homes nearby

Year built1980
OlderTypical 1982Newer

Newer than 47% of homes nearby

How 181 Bowling St ranks against every home in each area.
MeasureThis homeManchester 40962Clay County
Estimated valuepricier than$123,40774% of homes76% of homes
Price per ft²pricier than$11190% of homes90% of homes
Living areabigger than1,107 ft²42% of homes43% of homes
Lot sizebigger than3.25 ac69% of homes67% of homes
Year builtnewer than198047% of homes48% of homes

About 181 Bowling St

How much is 181 Bowling St, Manchester, KY worth?

The TopHap Estimate for 181 Bowling St, Manchester, KY is $123,407 as of Oct 21, 2026. The likely range is $100,433 to $146,381. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 181 Bowling St, Manchester, KY last sell?

181 Bowling St, Manchester, KY last sold on Sep 12, 2019 for $110,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 181 Bowling St, Manchester, KY?

181 Bowling St, Manchester, KY has 4 bedrooms, 1 bathrooms, 1,107 square feet of living space and a 3.25-acre lot.

When was 181 Bowling St, Manchester, KY built?

181 Bowling St, Manchester, KY was built in 1980, making it 46 years old. The building has 2 stories.

What schools serve 181 Bowling St, Manchester, KY?

181 Bowling St, Manchester, KY is assigned to Clay County Middle School (middle), rated C+; Clay County High School (high), rated B-; Manchester Elementary School (elementary), rated A+. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 181 Bowling St, Manchester, KY compare to other homes in Manchester 40962?

Among the 5,942 homes in Manchester 40962, it is worth more than 74% of them ($123,407 against a typical $80,855), its price per square foot is higher than 90% of them ($111 against a typical $65), it is bigger than 42% of them (1,107 ft² against a typical 1,200 ft²), its lot is bigger than 69% of them (3.25 ac against a typical 1.14 ac) and it is newer than 47% of them (1980 against a typical 1982). Measured against all of Clay County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 181 Bowling St, Manchester, KY?

The 2025 property tax bill for 181 Bowling St, Manchester, KY was $1,313. The county assessed it at $110,000.

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