Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$235,091$251 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $55,000 on Jun 27, 2003

181 CLAY ST

ANNAPOLIS, MD 21401
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,050 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$235K
$213K low$257K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Jun 27, 2003

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$191,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,067
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.13
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyANNE ARUNDEL
Lot (acres)The size of the land the home sits on, from county records.0.02
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wiley H. Bates Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
E
Annapolis Elementary SchoolC+
Elementary · Grades EE–5 · 0.7 mi
H
Annapolis High SchoolC
High · Grades 9–12 · 3.5 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,752 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,570
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$157,167
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

181 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Annapolis 21401
  • Costs less per square foot than 93% of homes in Forest Villa
  • Smaller than 96% of homes in Anne Arundel County
  • Has a smaller lot than 96% of homes in Anne Arundel County
  • Among the oldest homes in Anne Arundel County

What homes are worth in Annapolis 21401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$255K$2.6M

This home is worth less than almost all homes in Annapolis 21401.

How it measures up in Annapolis 21401

The dot is this home. The mark in the middle is the typical home in Annapolis 21401.

Estimated value$235,091
CheaperTypical $649,458Pricier

Cheaper than almost all homes nearby

Price per ft²$251
CheaperTypical $322Pricier

Pricier than 16% of homes nearby

Living area936 ft²
SmallerTypical 1,858 ft²Bigger

Bigger than 5% of homes nearby

Lot size1,050 ft²
SmallerTypical 0.15 acBigger

Bigger than 9% of homes nearby

Year built1920
OlderTypical 1986Newer

Newer than 7% of homes nearby

How 181 Clay St ranks against every home in each area.
MeasureThis homeForest VillaAnnapolis 21401Anne Arundel County
Estimated valuepricier than$235,0912% of homesalmost no homes2% of homes
Price per ft²pricier than$2517% of homes16% of homes38% of homes
Living areabigger than936 ft²9% of homes5% of homes4% of homes
Lot sizebigger than1,050 ft²7% of homes9% of homes4% of homes
Year builtnewer than19207% of homes7% of homesalmost no homes

About 181 Clay St

How much is 181 Clay St, Annapolis, MD worth?

The TopHap Estimate for 181 Clay St, Annapolis, MD is $235,091 as of Aug 30, 2026. The likely range is $213,326 to $256,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 181 Clay St, Annapolis, MD last sell?

181 Clay St, Annapolis, MD last sold on Jun 27, 2003 for $55,000, according to the county's recorded deed.

How big is 181 Clay St, Annapolis, MD?

181 Clay St, Annapolis, MD has 1 bathrooms, 936 square feet of living space and a 0.02-acre lot.

When was 181 Clay St, Annapolis, MD built?

181 Clay St, Annapolis, MD was built in 1920, making it 106 years old. It is a townhouse home. The building has 2 stories.

What schools serve 181 Clay St, Annapolis, MD?

181 Clay St, Annapolis, MD is assigned to Wiley H. Bates Middle School (middle), rated C+; Annapolis Elementary School (elementary), rated C+; Annapolis High School (high), rated C. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 181 Clay St, Annapolis, MD compare to other homes in Annapolis 21401?

Among the 14,511 homes in Annapolis 21401, it is worth more than almost none of them ($235,091 against a typical $649,458), its price per square foot is higher than 16% of them ($251 against a typical $322), it is bigger than 5% of them (936 ft² against a typical 1,858 ft²), its lot is bigger than 9% of them (1,050 ft² against a typical 0.15 ac) and it is newer than 7% of them (1920 against a typical 1986). Measured against all of Anne Arundel County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Clay St

Closest homes

More homes in Annapolis 21401

Assigned schools

Explore the area

See this home in context

Open 181 Clay St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map