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Single Family ResidenceResidential
$592,470$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18202 HARNISH RD

ROSCOE, IL 61073
4
Beds
4
Baths
3,622 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$592K
$545K low$640K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$279,969
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$223,975
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$312,501
LOANDEPOT COM LLC · recorded Nov 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,880 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,911 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,423
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,488
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,729
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$485,733

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyBOONE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.6.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caledonia Elementary SchoolB
Elementary · Grades EE–5 · 4.1 mi
H
Belvidere North High SchoolB
High · Grades 9–12 · 9.5 mi
M
Belvidere Central Middle SchoolC+
Middle · Grades 6–8 · 10.1 mi

District: Belvidere Consolidated Unit School District 100

Neighborhood · ZIP 61073These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.20,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.730 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,657
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18202 Harnish Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Roscoe 61073
  • Costs less per square foot than 85% of homes in Roscoe 61073
  • Bigger than 98% of homes in Roscoe 61073
  • Has a bigger lot than 96% of homes in Roscoe 61073
  • Older than 76% of homes in Roscoe 61073

What homes are worth in Roscoe 61073

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$656K

This home is worth more than 95% of homes in Roscoe 61073.

How it measures up in Roscoe 61073

The dot is this home. The mark in the middle is the typical home in Roscoe 61073.

Estimated value$592,470
CheaperTypical $326,723Pricier

Pricier than 95% of homes nearby

Price per ft²$164
CheaperTypical $209Pricier

Pricier than 15% of homes nearby

Living area3,622 ft²
SmallerTypical 1,574 ft²Bigger

Bigger than 98% of homes nearby

Lot size6 ac
SmallerTypical 0.6 acBigger

Bigger than 96% of homes nearby

Year built1978
OlderTypical 1992Newer

Newer than 24% of homes nearby

How 18202 Harnish Rd ranks against every home in each area.
MeasureThis homeRoscoe 61073Boone County
Estimated valuepricier than$592,47095% of homes94% of homes
Price per ft²pricier than$16415% of homes58% of homes
Living areabigger than3,622 ft²98% of homes93% of homes
Lot sizebigger than6 ac96% of homes94% of homes
Year builtnewer than197824% of homes41% of homes

About 18202 Harnish Rd

How much is 18202 Harnish Rd, Roscoe, IL worth?

The TopHap Estimate for 18202 Harnish Rd, Roscoe, IL is $592,470 as of Jul 14, 2026. The likely range is $544,509 to $640,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18202 Harnish Rd, Roscoe, IL last sell?

18202 Harnish Rd, Roscoe, IL last sold on May 9, 2003, according to the county's recorded deed.

How big is 18202 Harnish Rd, Roscoe, IL?

18202 Harnish Rd, Roscoe, IL has 4 bedrooms, 4 bathrooms, 3,622 square feet of living space and a 6.00-acre lot.

When was 18202 Harnish Rd, Roscoe, IL built?

18202 Harnish Rd, Roscoe, IL was built in 1978, making it 48 years old. It is a contemporary home. The building has 1 story.

What schools serve 18202 Harnish Rd, Roscoe, IL?

18202 Harnish Rd, Roscoe, IL is assigned to Caledonia Elementary School (elementary), rated B; Belvidere North High School (high), rated B; Belvidere Central Middle School (middle), rated C+. All sit in Belvidere Consolidated Unit School District 100. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18202 Harnish Rd, Roscoe, IL compare to other homes in Roscoe 61073?

Among the 7,163 homes in Roscoe 61073, it is worth more than 95% of them ($592,470 against a typical $326,723), its price per square foot is higher than 15% of them ($164 against a typical $209), it is bigger than 98% of them (3,622 ft² against a typical 1,574 ft²), its lot is bigger than 96% of them (6 ac against a typical 0.6 ac) and it is newer than 24% of them (1978 against a typical 1992). Measured against all of Boone County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18202 Harnish Rd, Roscoe, IL?

The 2025 property tax bill for 18202 Harnish Rd, Roscoe, IL was $10,880. The county assessed it at $161,911.

Closest homes

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Assigned schools

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