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Single Family ResidenceResidential
$480,213$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Aug 21, 1996

18522 HARNISH RD

ROSCOE, IL 61073
3
Beds
2
Baths
1,926 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$480K
$453K low$508K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Aug 21, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$245,113
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$196,090
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$98,000
FIRST NATIONAL BANK & TRUST CO · R · recorded Mar 3, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
FIRST NATIONAL BANK & TRUST CO
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$62,100

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,707 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,778 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,102
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,676
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,101
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$278,334

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBOONE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.5.02
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Manchester Elementary SchoolA-
Elementary · Grades KG–4 · 3.8 mi
M
North Boone Middle SchoolB
Middle · Grades 7–8 · 5.9 mi
H
North Boone High SchoolC-
High · Grades 9–12 · 6.0 mi

District: North Boone Community Unit School District 200

Neighborhood · ZIP 61073These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.20,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.730 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,657
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18522 Harnish Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Boone County
  • Costs more per square foot than 96% of homes in Boone County
  • Bigger than 76% of homes in Roscoe 61073
  • Has a bigger lot than 95% of homes in Roscoe 61073
  • Older than 81% of homes in Roscoe 61073

What homes are worth in Roscoe 61073

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$643K

This home is worth more than 86% of homes in Roscoe 61073.

How it measures up in Roscoe 61073

The dot is this home. The mark in the middle is the typical home in Roscoe 61073.

Estimated value$480,213
CheaperTypical $326,578Pricier

Pricier than 86% of homes nearby

Price per ft²$249
CheaperTypical $209Pricier

Pricier than 73% of homes nearby

Living area1,926 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 76% of homes nearby

Lot size5.02 ac
SmallerTypical 0.59 acBigger

Bigger than 95% of homes nearby

Year built1977
OlderTypical 1992Newer

Newer than 19% of homes nearby

How 18522 Harnish Rd ranks against every home in each area.
MeasureThis homeRoscoe 61073Boone County
Estimated valuepricier than$480,21386% of homes87% of homes
Price per ft²pricier than$24973% of homes96% of homes
Living areabigger than1,926 ft²76% of homes56% of homes
Lot sizebigger than5.02 ac95% of homes92% of homes
Year builtnewer than197719% of homes40% of homes

About 18522 Harnish Rd

How much is 18522 Harnish Rd, Roscoe, IL worth?

The TopHap Estimate for 18522 Harnish Rd, Roscoe, IL is $480,213 as of Jul 14, 2026. The likely range is $452,604 to $507,822. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18522 Harnish Rd, Roscoe, IL last sell?

18522 Harnish Rd, Roscoe, IL last sold on Aug 21, 1996 for $200,000, according to the county's recorded deed.

How big is 18522 Harnish Rd, Roscoe, IL?

18522 Harnish Rd, Roscoe, IL has 3 bedrooms, 2 bathrooms, 1,926 square feet of living space and a 5.02-acre lot.

When was 18522 Harnish Rd, Roscoe, IL built?

18522 Harnish Rd, Roscoe, IL was built in 1977, making it 49 years old. It is a ranch home. The building has 1 story.

What schools serve 18522 Harnish Rd, Roscoe, IL?

18522 Harnish Rd, Roscoe, IL is assigned to Manchester Elementary School (elementary), rated A-; North Boone Middle School (middle), rated B; North Boone High School (high), rated C-. All sit in North Boone Community Unit School District 200. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18522 Harnish Rd, Roscoe, IL compare to other homes in Roscoe 61073?

Among the 7,163 homes in Roscoe 61073, it is worth more than 86% of them ($480,213 against a typical $326,578), its price per square foot is higher than 73% of them ($249 against a typical $209), it is bigger than 76% of them (1,926 ft² against a typical 1,580 ft²), its lot is bigger than 95% of them (5.02 ac against a typical 0.59 ac) and it is newer than 19% of them (1977 against a typical 1992). Measured against all of Boone County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18522 Harnish Rd, Roscoe, IL?

The 2025 property tax bill for 18522 Harnish Rd, Roscoe, IL was $5,707. The county assessed it at $92,778.

Closest homes

More homes in Roscoe 61073

Assigned schools

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