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Residential (General/Single)Residential
$675,880$536 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18217 HOWARD RD

ROCKY MOUNT, MO 65072
0
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$676K
$614K low$738K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$516,880
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$413,504
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$159,000
COMMERCE BANK STATE CHARTERED BANK · recorded Apr 18, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,452 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,950 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,348
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,602
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,330
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$273,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckBoat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Elementary School
Elementary · Grades PK–2 · 9.9 mi
H
Eldon High SchoolA
High · Grades 9–12 · 10.0 mi
M
Eldon Middle SchoolC
Middle · Grades 6–8 · 10.5 mi

District: Eldon R-I School District

Neighborhood · ZIP 65072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.33%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,850
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,005
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18217 Howard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Morgan County
  • Costs more per square foot than 88% of homes in Morgan County
  • Bigger than 67% of homes in Rocky Mount 65072
  • Newer than 73% of homes in Morgan County

What homes are worth in Rocky Mount 65072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$1.2M

This home is worth more than 86% of homes in Rocky Mount 65072.

How it measures up in Rocky Mount 65072

The dot is this home. The mark in the middle is the typical home in Rocky Mount 65072.

Estimated value$675,880
CheaperTypical $407,817Pricier

Pricier than 86% of homes nearby

Price per ft²$536
CheaperTypical $408Pricier

Pricier than 74% of homes nearby

Living area1,260 ft²
SmallerTypical 1,064 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.31 ac
SmallerTypical 0.27 acBigger

Bigger than 55% of homes nearby

Year built1998
OlderTypical 1986Newer

Newer than 72% of homes nearby

How 18217 Howard Rd ranks against every home in each area.
MeasureThis homeRocky Mount 65072Morgan County
Estimated valuepricier than$675,88086% of homes91% of homes
Price per ft²pricier than$53674% of homes88% of homes
Living areabigger than1,260 ft²67% of homes57% of homes
Lot sizebigger than0.31 ac55% of homes38% of homes
Year builtnewer than199872% of homes73% of homes

About 18217 Howard Rd

How much is 18217 Howard Rd, Rocky Mount, MO worth?

The TopHap Estimate for 18217 Howard Rd, Rocky Mount, MO is $675,880 as of Jul 14, 2026. The likely range is $614,141 to $737,619. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18217 Howard Rd, Rocky Mount, MO last sell?

18217 Howard Rd, Rocky Mount, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 18217 Howard Rd, Rocky Mount, MO?

18217 Howard Rd, Rocky Mount, MO has 1,260 square feet of living space and a 0.31-acre lot.

When was 18217 Howard Rd, Rocky Mount, MO built?

18217 Howard Rd, Rocky Mount, MO was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 18217 Howard Rd, Rocky Mount, MO?

18217 Howard Rd, Rocky Mount, MO is assigned to South Elementary School (elementary); Eldon High School (high), rated A; Eldon Middle School (middle), rated C. All sit in Eldon R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18217 Howard Rd, Rocky Mount, MO compare to other homes in Rocky Mount 65072?

Among the 2,744 homes in Rocky Mount 65072, it is worth more than 86% of them ($675,880 against a typical $407,817), its price per square foot is higher than 74% of them ($536 against a typical $408), it is bigger than 67% of them (1,260 ft² against a typical 1,064 ft²), its lot is bigger than 55% of them (0.31 ac against a typical 0.27 ac) and it is newer than 72% of them (1998 against a typical 1986). Measured against all of Morgan County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18217 Howard Rd, Rocky Mount, MO?

The 2025 property tax bill for 18217 Howard Rd, Rocky Mount, MO was $2,452. The county assessed it at $51,950.

Closest homes

More homes in Rocky Mount 65072

Assigned schools

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