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Rural ResidenceResidential
$1,812,617$489 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1846 RIVER BLUFF CIR

PIPE CREEK, TX 78063
0
Baths
3,703 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.48 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
17
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.8M
$1.7M low$1.9M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$832,617
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$666,094
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$715,000
COMMUNITY NATIONAL BANK · recorded Sep 24, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,000
COMMUNITY NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$23,957 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,783,330 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$584,540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,198,790
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,782,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,783,330

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBandera
Lot (acres)The size of the land the home sits on, from county records.14.48
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 225 ft²Patio · 670 ft²Porch · 1,241 ft²Outdoor kitchen

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hill Country Elementary SchoolC-
Elementary · Grades PK–5 · 3.7 mi
H
Bandera High SchoolC-
High · Grades 9–12 · 6.0 mi
M
Bandera Middle SchoolB
Middle · Grades 6–8 · 6.6 mi

District: Bandera Independent School District

Neighborhood · ZIP 78063These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.85 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,130
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,490
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1846 River Bluff Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Pipe Creek 78063
  • Costs more per square foot than 91% of homes in Pipe Creek 78063
  • Bigger than 98% of homes in Pipe Creek 78063
  • Has a bigger lot than 93% of homes in Pipe Creek 78063

What homes are worth in Pipe Creek 78063

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$1.1M

This home is worth more than almost all homes in Pipe Creek 78063.

How it measures up in Pipe Creek 78063

The dot is this home. The mark in the middle is the typical home in Pipe Creek 78063.

Estimated value$1,812,617
CheaperTypical $392,691Pricier

Pricier than almost all homes nearby

Price per ft²$489
CheaperTypical $257Pricier

Pricier than 91% of homes nearby

Living area3,703 ft²
SmallerTypical 1,468 ft²Bigger

Bigger than 98% of homes nearby

Lot size14.48 ac
SmallerTypical 1.62 acBigger

Bigger than 93% of homes nearby

Year built2000
OlderTypical 2000Newer

Newer than 61% of homes nearby

How 1846 River Bluff Cir ranks against every home in each area.
MeasureThis homePipe Creek 78063Bandera County
Estimated valuepricier than$1,812,617almost all homesalmost all homes
Price per ft²pricier than$48991% of homes90% of homes
Living areabigger than3,703 ft²98% of homes98% of homes
Lot sizebigger than14.48 ac93% of homes92% of homes
Year builtnewer than200061% of homes59% of homes

About 1846 River Bluff Cir

How much is 1846 River Bluff Cir, Pipe Creek, TX worth?

The TopHap Estimate for 1846 River Bluff Cir, Pipe Creek, TX is $1,812,617 as of Jul 14, 2026. The likely range is $1,694,728 to $1,930,507. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1846 River Bluff Cir, Pipe Creek, TX last sell?

1846 River Bluff Cir, Pipe Creek, TX last sold on Sep 24, 2013, according to the county's recorded deed.

How big is 1846 River Bluff Cir, Pipe Creek, TX?

1846 River Bluff Cir, Pipe Creek, TX has 3,703 square feet of living space and a 14.48-acre lot.

When was 1846 River Bluff Cir, Pipe Creek, TX built?

1846 River Bluff Cir, Pipe Creek, TX was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 1846 River Bluff Cir, Pipe Creek, TX?

1846 River Bluff Cir, Pipe Creek, TX is assigned to Hill Country Elementary School (elementary), rated C-; Bandera High School (high), rated C-; Bandera Middle School (middle), rated B. All sit in Bandera Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1846 River Bluff Cir, Pipe Creek, TX compare to other homes in Pipe Creek 78063?

Among the 6,989 homes in Pipe Creek 78063, it is worth more than almost all of them ($1,812,617 against a typical $392,691), its price per square foot is higher than 91% of them ($489 against a typical $257), it is bigger than 98% of them (3,703 ft² against a typical 1,468 ft²), its lot is bigger than 93% of them (14.48 ac against a typical 1.62 ac) and it is newer than 61% of them (2000 against a typical 2000). Measured against all of Bandera County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1846 River Bluff Cir, Pipe Creek, TX?

The 2024 property tax bill for 1846 River Bluff Cir, Pipe Creek, TX was $23,957. The county assessed it at $1,783,330.

Closest homes

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Assigned schools

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