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Rural ResidenceResidential
$574,322$321 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $520,805 on Apr 15, 2024

846 RIVER BLUFF CIR

PIPE CREEK, TX 78063
0
Baths
1,790 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$574K
$531K low$617K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$520,805 · Apr 15, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,888
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,310
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$531,434
MORTGAGE RESEARCH CENTER LLC · recorded Apr 15, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,428 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$552,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$253,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$298,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$405,584
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$552,650

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBANDERA
Lot (acres)The size of the land the home sits on, from county records.5.02
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 260 ft²Patio · 310 ft²Porch · 510 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hill Country Elementary SchoolC-
Elementary · Grades PK–5 · 4.3 mi
H
Bandera High SchoolC-
High · Grades 9–12 · 6.1 mi
M
Bandera Middle SchoolB
Middle · Grades 6–8 · 6.8 mi

District: Bandera Independent School District

Neighborhood · ZIP 78063These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.85 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,130
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,490
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

846 River Bluff Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Pipe Creek 78063
  • Costs more per square foot than 74% of homes in Pipe Creek 78063
  • Bigger than 65% of homes in Pipe Creek 78063
  • Has a bigger lot than 75% of homes in Bandera County
  • Newer than 77% of homes in Pipe Creek 78063

What homes are worth in Pipe Creek 78063

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$1.1M

This home is worth more than 77% of homes in Pipe Creek 78063.

How it measures up in Pipe Creek 78063

The dot is this home. The mark in the middle is the typical home in Pipe Creek 78063.

Estimated value$574,322
CheaperTypical $394,327Pricier

Pricier than 77% of homes nearby

Price per ft²$321
CheaperTypical $258Pricier

Pricier than 74% of homes nearby

Living area1,790 ft²
SmallerTypical 1,467 ft²Bigger

Bigger than 65% of homes nearby

Lot size5.02 ac
SmallerTypical 1.62 acBigger

Bigger than 73% of homes nearby

Year built2009
OlderTypical 1999Newer

Newer than 77% of homes nearby

How 846 River Bluff Cir ranks against every home in each area.
MeasureThis homePipe Creek 78063Bandera County
Estimated valuepricier than$574,32277% of homes77% of homes
Price per ft²pricier than$32174% of homes74% of homes
Living areabigger than1,790 ft²65% of homes65% of homes
Lot sizebigger than5.02 ac73% of homes75% of homes
Year builtnewer than200977% of homes75% of homes

About 846 River Bluff Cir

How much is 846 River Bluff Cir, Pipe Creek, TX worth?

The TopHap Estimate for 846 River Bluff Cir, Pipe Creek, TX is $574,322 as of Jul 14, 2026. The likely range is $531,405 to $617,239. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 846 River Bluff Cir, Pipe Creek, TX last sell?

846 River Bluff Cir, Pipe Creek, TX last sold on Apr 15, 2024 for $520,805, according to the county's recorded deed.

How big is 846 River Bluff Cir, Pipe Creek, TX?

846 River Bluff Cir, Pipe Creek, TX has 1,790 square feet of living space and a 5.02-acre lot.

When was 846 River Bluff Cir, Pipe Creek, TX built?

846 River Bluff Cir, Pipe Creek, TX was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 846 River Bluff Cir, Pipe Creek, TX?

846 River Bluff Cir, Pipe Creek, TX is assigned to Hill Country Elementary School (elementary), rated C-; Bandera High School (high), rated C-; Bandera Middle School (middle), rated B. All sit in Bandera Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 846 River Bluff Cir, Pipe Creek, TX compare to other homes in Pipe Creek 78063?

Among the 6,989 homes in Pipe Creek 78063, it is worth more than 77% of them ($574,322 against a typical $394,327), its price per square foot is higher than 74% of them ($321 against a typical $258), it is bigger than 65% of them (1,790 ft² against a typical 1,467 ft²), its lot is bigger than 73% of them (5.02 ac against a typical 1.62 ac) and it is newer than 77% of them (2009 against a typical 1999). Measured against all of Bandera County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 846 River Bluff Cir, Pipe Creek, TX?

The 2025 property tax bill for 846 River Bluff Cir, Pipe Creek, TX was $7,428. The county assessed it at $552,650.

Closest homes

More homes in Pipe Creek 78063

Assigned schools

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