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Single Family ResidenceResidential
$717,408$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

185 RIDGEWAY AVE

FORT THOMAS, KY 41075
1
Baths
2,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$717K
$613K low$822K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$362,408
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$289,926
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$295,000
UNION HOME MORTGAGE CORP · recorded Apr 21, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
CITIZENS BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,199 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$595,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$500,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$595,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$595,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCampbell
Lot (acres)The size of the land the home sits on, from county records.2.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Highlands Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
H
Highlands High SchoolA+
High · Grades 9–12 · 0.5 mi
E
Johnson Elementary SchoolA+
Elementary · Grades PK–5 · 0.7 mi

District: Fort Thomas Independent School District

Neighborhood · ZIP 41075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.213
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.17,423
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,036
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,821
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

185 Ridgeway Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Campbell County
  • Costs more per square foot than 97% of homes in Campbell County
  • Bigger than 83% of homes in Campbell County
  • Has a bigger lot than 98% of homes in Fort Thomas 41075
  • Older than 98% of homes in Fort Thomas 41075

What homes are worth in Fort Thomas 41075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$1.1M

This home is worth more than 88% of homes in Fort Thomas 41075.

How it measures up in Fort Thomas 41075

The dot is this home. The mark in the middle is the typical home in Fort Thomas 41075.

Estimated value$717,408
CheaperTypical $379,115Pricier

Pricier than 88% of homes nearby

Price per ft²$332
CheaperTypical $249Pricier

Pricier than 92% of homes nearby

Living area2,160 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 78% of homes nearby

Lot size2.23 ac
SmallerTypical 0.21 acBigger

Bigger than 98% of homes nearby

Year built1900
OlderTypical 1951Newer

Newer than 2% of homes nearby

How 185 Ridgeway Ave ranks against every home in each area.
MeasureThis homeFort Thomas 41075Campbell County
Estimated valuepricier than$717,40888% of homes96% of homes
Price per ft²pricier than$33292% of homes97% of homes
Living areabigger than2,160 ft²78% of homes83% of homes
Lot sizebigger than2.23 ac98% of homes90% of homes
Year builtnewer than19002% of homes14% of homes

About 185 Ridgeway Ave

How much is 185 Ridgeway Ave, Fort Thomas, KY worth?

The TopHap Estimate for 185 Ridgeway Ave, Fort Thomas, KY is $717,408 as of Jul 14, 2026. The likely range is $612,553 to $822,263. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 185 Ridgeway Ave, Fort Thomas, KY?

185 Ridgeway Ave, Fort Thomas, KY has 1 bathrooms, 2,160 square feet of living space and a 2.23-acre lot.

When was 185 Ridgeway Ave, Fort Thomas, KY built?

185 Ridgeway Ave, Fort Thomas, KY was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 185 Ridgeway Ave, Fort Thomas, KY?

185 Ridgeway Ave, Fort Thomas, KY is assigned to Highlands Middle School (middle), rated A-; Highlands High School (high), rated A+; Johnson Elementary School (elementary), rated A+. All sit in Fort Thomas Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 185 Ridgeway Ave, Fort Thomas, KY compare to other homes in Fort Thomas 41075?

Among the 5,506 homes in Fort Thomas 41075, it is worth more than 88% of them ($717,408 against a typical $379,115), its price per square foot is higher than 92% of them ($332 against a typical $249), it is bigger than 78% of them (2,160 ft² against a typical 1,544 ft²), its lot is bigger than 98% of them (2.23 ac against a typical 0.21 ac) and it is newer than 2% of them (1900 against a typical 1951). Measured against all of Campbell County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 185 Ridgeway Ave, Fort Thomas, KY?

The 2025 property tax bill for 185 Ridgeway Ave, Fort Thomas, KY was $2,199. The county assessed it at $595,800.

Closest homes

More homes in Fort Thomas 41075

Assigned schools

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